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Location

Rotterdam

Member since

2020

Patrick Lemmens

Portfolio Manager Global FinTech & Financial at Robeco

Posts: 0 Comments: 4

Patrick is Commenting on

Cash usage grows for first time in a decade

It is not that surprising, Covid created a big move to e-commerce shopping and hence non-cash payments. In 2022 lockdowns (partially) ended in the UK and cash payments came back. The long term trend remains the same, less use of cash. More and more invisible, embedded payments.

29 Dec 2023 Reply Read article

Regulate crypto as gambling says UK Treasury Committee

Ether and bitcoin have no intrinsic value and use a lot of energy? Please read up and check the facts. Ether has virtually zero energy usage nowadays and both crypto’s have increasing numbers of user cases which puts their value above zero. Is it volatile and speculative and do you need consumer protection? For sure.

17 May 2023 Reply Read article

UN urges curbs on crypto uptake in developing countries

Please do not restrict financial institutions from holding and / or offering crypto but regulate digital assets. Make sure that all the relevant intermediaries are registered and regulated as a Financial Institution with, depending on the size, appropriate regulations. Don't ban crypto though because Central Banks want to remain in control.

12 Aug 2022 Reply Read article

Banks choosing to build and not buy tech, suggests survey

Find this a surprising result as even banks such as JP Morgan have recently chosen to outsource more, not less. In the war for (IT / tech) talent banks face already an uphill battle and now they are going to build more tech in-house? How? With whom? Especially in the fields of AI and other more "hot" fields.

20 Jul 2022 Reply Read article