Financial Services Regulation

Pan-European instant payments: Less talk, more action!

11 Jun 2015

Last December the European Retail Payments Board (ERPB) proposed a definition for a European wide immediate payment solution, which included the following summary text: “Instant payments are hence defined as electronic retail payment solutions available 24/7/365 and resulting in the immediate or close to immediate interbank clearing of the transact...

Mr Osborne, Is This Really Going To Make A Difference?

02 Dec 2014

You may, like me, have been surprised to hear Sky News reporting recently that George Osborne’s Autumn statement will ‘turn the screw on Britain’s biggest banks by demanding an urgent overhaul of the seven-day current accounts switching regime’. It was only fourteen months ago that the Banking industry launched the Current Account Switching Service...

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