Latest opinions that Sergei Artimenia has shared on Finextra

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Sergei Artimenia

Managing Director

RNDPOINT.com

Member since

16 Aug 2021

Location

London

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Sergei's opinions

Open Banking for Small Businesses

The significant changes in the way customers and businesses participate in the banking ecosystem are incoming. The emergence of artificial intelligence (AI) and machine learning (ML) in financial technology (FinTech) caused the opportunity to improve financial management systems for businesses. Advancements in technology made banking operations si...

15 October 2021 /retail /wholesale Open Banking

Traditional Institutions in the Banking War: What Are the Chances to Win

The massive changes that take place in the banking sector are often portrayed as the intense competition within the industry, namely between progressive institutions and those considered traditional ones. Instinctively, being a "progressive" bank looks more appealing than being called a “traditional” bank. That is why it would look like m...

15 October 2021 /retail /inclusion Disruption in Retail Banking

Project delivery: missed deadlines and what to do about it.

You've probably also come across a situation where you have everything you need to implement a project. However, you fail to deliver quality and timely software deliveries from sprint to sprint. Here's a story of my client. I was approached by a client who received investment for his startup, but could not launch it on time. Previously, when deve...

08 October 2021 /devops /startups IT Metrics

Digital Platforms: Recovery Tool for SMEs in the Asia Pacific

While the COVID-19 pandemic continues to disrupt businesses worldwide, the importance of staying connected becomes all the more apparent for small and medium-sized enterprises (SMEs) across the Asia Pacific region. When post-pandemic recovery starts, digital platforms would become a locomotive to assist them on the road to revival and success. COV...

01 October 2021 /retail /sustainable Banking Strategy, Digital and Transformation

Buy Now, Pay Later Is Something More Than a Payment Method for SMB Lending

Though Buy Now, Pay Later (BNPL) mostly relates to the consumer benefits coming from providing a flexible method of payment, there’s a profitable use case for business for driving growth, as well. The installment purchase plans for spreading payments are providing traffic to both digital and physical stores. One of the reasons why small businesses...

28 September 2021 /payments /retail Banking Strategy, Digital and Transformation

New Disclosure Rules: Impact on Small Lenders

Two organizations which are officially representing lenders have made their comments about a new rule announced by the Consumer Financial Protection Bureau (CFPB) on September 1. In the final analysis, the rule would force lenders to disclose information concerning their lending to small businesses. Rebeca Romero Rainey, the President and CEO of ...

28 September 2021 /retail /inclusion Banking Strategy, Digital and Transformation

Payday Loans: a Lifebuoy or a Noose

It's not a rare case when your savings are not enough to cover urgent expenses. And it's not an option to wait for a payday to pay for unplanned expenses. Be it a broken fridge or some plumbing issues, people prefer to solve the problem fast. And they have to borrow money or use credit, which they later pay back in monthly installments. Often, peop...

19 September 2021 /retail /inclusion Disruption in Retail Banking

Payment Trends Dominating Post-Pandemic

The payments sector saw record investment last year. This investment, coupled with the almost total everyday life digitalization, caused the sector to make a major step forward. Embedded finance, Buy Now Pay Later (BNPL) schemes, and incumbent-backed payment ventures are booming over the past year. But what payment innovations will go on to be in ...

17 September 2021 /retail /inclusion Banking Strategy, Digital and Transformation

Evolution of banking from now and on

The pandemic caused a period of unprecedented turmoil and opportunity in the world around us. Markets including banking are changing faster in the past year than at any time before. Now, traditional and alternative financial institutions have to align products and services they offer with their customers' needs and expectations. The ultimate targe...

17 September 2021 /retail /wholesale Banking Strategy, Digital and Transformation

Payday Loans In The USA

Since the 19th century, payday lending has come far away from its salary lending roots. With new technology onboard it is now evolving and becoming more available and accessible. The usage of payday loans has enormously grown for the last 20 years. The USA hasn't escaped that tendency as well. Payday loans are used by Americans for essential and e...

09 September 2021 /retail /wholesale Disruption in Retail Banking

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