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Stuart Lacey

Founder
Trunomi
Member since
20 Nov 2014
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London
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Followed by John Sims, Martha Boyle and 5 others you follow
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Stuart Lacey

Three reasons why CIOS are outsourcing the customer data headache

The Financial Services industry is undergoing another major transformation, underpinned by Open Banking and PSD2. Together these directives aim to give customers more control over their financial data and to open up the banking landscape to new and competitive third-party products and services. Individuals can now grant third parties secure acces

18 July 2018 /regulation Open Banking

Stuart Lacey

Making data rights management a WIN-WIN-WIN

Digital marketers are struggling to get value for money from their spend. Consumers, increasingly put off by ads that interfere with their online experience, are opting in ever larger numbers for ad blocking, or exercising their new rights under GDPR to turn off marketing. So while algorithms are able to make digital marketing more and more targ...

19 June 2018 /regulation Data Protection Act Issues

Stuart Lacey

GDPR 1 Year Countdown: Ready or Not?

In less than 1 year the General Data Protection Regulation (GDPR) will be enforced. If you haven’t heard by now; the GDPR will fundamentally change the way that companies capture, manage and store information of EU Citizens. The primary aim of the regulation is to protect EU Citizen’s right to privacy, give them back control over their personal da...

30 May 2017 /regulation Financial Services Regulation

Stuart Lacey

GDPR, PSD2 & ePrivacy: New Regulations Will Drive Financial Services Innovation

Few people associate regulation with innovation. For some, its seen as a necessary evil to protect consumer rights and fight fraud. For others, it’s a straitjacket that can reduce operational agility. Much has been said about the opportunity to enhance the customer experience by strengthening individual data rights under the General Data Protectio...

13 March 2017 /regulation Financial Services Regulation

Stuart Lacey

Data is money: who is taking their fair share?

If you look at the huge corporate successes of recent years, they’re all very good at monetising data. Or to put it another way: they’re very good at monetising our data. Look at Google – it earns 90 percent of its income from advertising. It can only do that by scooping up data we leave on the sites we visit, anonymising it, and selling it to bran...

28 October 2016 Innovation in Financial Services

Stuart Lacey

Brexit Notwithstanding: GDPR Means GDPR

Last week I joined attendees at CtrlShift’s Personal Information Economy event, where Elizabeth Denham, the UK’s new Information Commissioner, gave her inaugural speech. Denham’s overriding message is critical for businesses: the EU’s General Data Protection Regulation (GDPR) will still apply to the UK post-Brexit. Denham made it clear that UK dat...

07 October 2016 /regulation Financial Services Regulation

Stuart Lacey

Can payments firms monetise data and meet new privacy laws?

The EU’s General Data Protection Regulation (GDPR) represents a watershed moment for the payments industry. This is not simply another data compliance headache. GDPR enshrines a new idea: that consumers have ultimate control of their data. This concept will lead to a new model for the payments industry; one centred on the empowered customer and ba...

16 August 2016 /payments /regulation Financial Services Regulation

Stuart Lacey

Two years to comply: how to meet incoming EU Data Protection Regulation

There are now less than two years until the General Data Protection Regulation (GDPR) comes into force. It will fundamentally change the way that companies capture, manage and store information. Three significant reforms within the legislation will force institutions to overhaul their existing systems and processes: Informed consent Data portab...

07 June 2016 /regulation Financial Services Regulation

Stuart Lacey

The Year of the P’s for Customised, Secure Banking Services

As the financial industry prepares for the year ahead, we reflect on the technology advancements that have emerged and ponder those on the horizon. We see consumers clamouring for the latest and greatest tools – whether the use be personal or professional – and increasingly understand their desire to receive the same level of high tech, tailored s...

07 January 2015 /security

Stuart writes about

  • security
  • payments
  • regulation & compliance

Stuart's opinion archive

  • 2018 (2)
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