Latest opinions that Brendan Jones has shared on Finextra

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Brendan Jones

COO

Konsentus Ltd

Member since

02 Apr 2009

Location

Reading

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Brendan's opinions

Are eIDAS certificates sufficient for PSD2 Open Banking?

Introduction At the European Banking Authority (EBA) Working Group on APIs under PSD2, a number of market participants raised concerns that there could be a potential mismatch, particularly in the case of a revoked authorisation, between the information contained in the eIDAS PSD2 certificate and the information contained on the EBA and national r...

18 June 2019 /regulation Banking Regulations

The Implications and Requirements of PSD2 open banking for Programme Managers

In a recent dialogue with the EBA, they stated about PSD2 open banking regulations that: “Ignorance of them can of course not be used to justify non-compliance”. Further adding: “Non-compliance amounts to a breach of law, with the resultant consequences for the legal entity.” With that mind and with a deadline of March 14 2019 looming less than 6...

23 October 2018 /payments /regulation Open Banking

Will FI’s be ready by March 14 2019 for PSD2 open banking

As the clock counts down to when Financial Institutions (FIs) must be ready for external testing for PSD2 open banking it is interesting to see how ready, or not, all other parties are in the value chain. Most national competent authorities have nothing published about how and where they will provide updates on Third-Party Provider (TPP) registrat...

24 August 2018 /payments Banking Regulations

The World of Open Banking

Open banking is not just for Europe, although many of us sitting in Europe probably think it is. Many other markets around the world have been noticing what Europe is up to and other countries and regions are also looking to adopt similar principles with the ultimate view of delivering better customer financial outcomes. USA Stakeholders in the ...

12 March 2018 /payments Banking Regulations

EU Open Banking is not just for banks

Or maybe the headline should really read EU PSD2, open access APIs are not just for banks and the first thing we all need to be clear on is that UK open banking, that has been launched with the CAM9, is not the same as PSD2 open access APIs. So who does PSD2 open access APIs apply to? Well PSD2 uses the term ‘Transactional Account’ and in the UK t...

12 March 2018 /payments Banking Regulations