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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
Especially in the Nordea Bank stage we started to think that the then 4 million strong e-Banking user habit and trust should be reused for other interaction purposes than traditional payments and othe...
In these dark days of brutal military aggression, it is important to find time to also look forward and discover new ways to make Europe more competitive and secure. The next phase of digitalizatio...
So once we in the early 80s saw how customers - with delight - started to use e-banking for bill payments and balance checking, we started to ponder what other services could be built on the economy o...
Why should I jot down some notes from my digitalisation and leadership journey? Because I think that this experience from innovation ladders (one thing leads to another - and eventually to a new leve
CBDCs for Cross-Border Money Transfers: Threat Or Opportunity? Twelve years ago, the first real-world cryptocurrency transaction took place; this event is now celebrated as Bitcoin Pizza day. Since th...
The National Retail Federation (NRF) forecasts that 2022 holiday retail sales will grow between 6% and 8% over last year, and could reach $960 billion. According to Adobe, U.S. shoppers spent $35.27 ...
Getting to common ground According to the Oxford dictionary, sustainability is: The avoidance of the depletion of natural resources in order to maintain an ecological balance. This definition often ta...
As we observe the global financial pressures, rapid changes in geo-political situation, ESG, and the Web 3.0 (with NFTs, DeFi, AI, the Metaverse, crypto and open blockchain) continue to morph and evol...
The new Consumer Duty regulation from the UK’s Financial Conduct Authority (FCA) has instigated a period of great change within the financial sector, requiring financial services institutions (FSIs) ...
As an industry, financial services are significantly vulnerable to cyber-attacks. The Bank of England recently surveyed executives in the UK financial sector, finding that a staggering three-quarters ...
Having looked at Pay-By-Bank in my previous post I thought it would be useful to look at another new payment innovation Request to Pay. This promises to be revolutionary new way of paying bills over t...
The rising adoption of e-invoicing globally is coinciding with a decline in the use of traditional trade finance instruments. And a growing dependence on supply chain finance solutions fuelled by digi...