Banking Strategy, Digital and Transformation

Founded by Ambrish Parmar
Group founded 20 Jun 2018
Posts 342
Members 75
Group summary

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

More blogs
See all Blogs »
Anand Melwyn Menezes

Banking reimagined - How to prepare for the period after COVID-19?

The global banking system had been witnessing a positive streak for the past few years with stable ratings across most countries. It was progressing towards and preparing itself for the next wave of d...

09 Jul 2020
Andrew Beatty

Banking on Uncertainty: It’s Time for a New Approach

Banking and payments are no longer limited to banks, and it’s a transformation that’s only just begun. People want banking integrated into their daily lives and payment services that eliminate frictio...

09 Jul 2020
Josh Li

Advances in Blockchain Technology Are Driving Development of Central Bank Digital Currencies

Central banks are asking themselves a key question: “Are we ready for a Central Bank Digital Currency?” A Central Bank Digital Currency (CBDC) is drawing closer for many nations: In a Bank for Interna...

08 Jul 2020
Mike Laven

Are we at another Herstatt risk moment in the global financial system?

In 1974, the Herstatt Bank in Germany collapsed after making a series of wrong moves on the foreign exchange markets, ending up with DM470 million in losses (worth the equivalent of nearly USD 1 billi...

01 Jul 2020
Saloni Ramakrishna

Profitability Paradigm : Margin Compression - The P & L Story

Since the last post, other banker friends joined the conversation of shrunken transactions and the resultant Margin compression. As I said in the first blog, the trigger was a sizeable fall in the tra...

29 Jun 2020
Andrew Beatty

Banking on the Cloud... A Strategic Imperative

Noted author GK Chesterton once wrote, “There are no rules of architecture for a castle in the clouds.” He penned those words nearly a century ago, but they still ring true when talking about today’s ...

25 Jun 2020
Lyndon Hedderly

What COVID-19 has taught banks about moving to the Cloud

Amidst the COVID-19 crisis, my nine-year-old daughter’s adoption of digital technology accelerated overnight. She suddenly had to master email, an online calendar and Google Classroom for homeschoolin...

25 Jun 2020
Simon Wilson

The end of the world as we know it: Banking’s new reality

There are decades where it feels like nothing happens, and there are weeks where decades seem to happen. In just a few months, COVID-19 has swept around the planet, more than half the world’s populati...

24 Jun 2020
Lauren Jones

ISO 20022: the bedrock for payments transformation

The financial services industry has seen ISO 20022 grow firmly over the last 15 years. What was then a small pocket of countries tackling migration has now become widespread adoption for domestic and ...

22 Jun 2020
Laura Francis

SME banking in times of uncertainty

How Covid has accelerated the Fintech/Bank collaboration model to become the new normal In these uncertain times, it is no secret that SMEs are some of the hardest hit by the economic impact of COVID...

22 Jun 2020
Jay Floyd

COVID-19 and Fraud: Banks must adopt their fraud strategies to combat growing threat

The current COVID-19 pandemic is unprecedented in its global reach and implications for consumers and businesses worldwide. Across the globe, millions of people have been locked down in their homes, w...

19 Jun 2020
Andrew Beatty

Bank Digitalization: Prepare for Liftoff

According to George Westerman, research scientist with the MIT Sloan Initiative on the Digital Economy: “When digital transformation is done right, it’s like a caterpillar turning into a butterfly, bu...

18 Jun 2020