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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
Did you make the grade? The Financial Conduct Authority (FCA) recently carried out a review of firms' implementation plans for Consumer Duty. Did you pass? Or do you need to take note — and swift act...
Even though technology, consumer behavior, and finance are always evolving, credit card products from banks have largely stayed the same. Of course, some things have changed: signatures are being repl...
2022 was a boom year for AI. 2023 is almost certain to continue that trend. Many fear that these new technologies will take their job, but these new technologies are actually a big benefit to finance,...
Gartner estimates $195 Billion of spending across industries on Cloud Application Services (SaaS) in 2023, with Financial Services, set to be one of the key contributors to this overall estimated spen...
As we have learned, embedded finance refers to the integration of financial services into non-financial products and services, such as retail websites, mobile apps, and even physical products. In othe...
Many entrepreneurs have gotten stuck on deciding whether to build or buy fintech software. While a personalized solution might appeal to customers, not all startups have the budget to invest in buildi...
APIs provide rapid and scalable applications for banking, payments, and other businesses that require identity verification for AML and KYC compliance. In most countries, some firms are obliged by law...
The value of transparency in business practices According to business.com, “transparency is defined as a lack of hidden agendas or conditions, accompanied by the availability of full information requi...
We are entering 2023 with tighter belts this year. However, we leave 2022 with unmatched blockchain experience, both good and bad. Will trends from 2022 roll into the new year? We look at how the fina...
At the end of every year there’s a natural tendency within every industry to assess how far it has come in the past 12 months and where the next 12 might lead. With that in mind, below are some of the...
A breakup of Business Banking in the UK. 5.5 million businesses were small (0 to 49 employees) forming 99.2% of the total count of private sector businesses, followed at a distant by 35,600 business
As a global recession looms, banks are facing tough economic conditions in 2023. Lowering costs will be vital for many organisations to remain competitive in a data-intensive and highly regulated envi...