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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
The explosion of Buy Now, Pay Later (BNPL) unsecured lending is helping fintechs rapidly realize their dreams while fast becoming a nightmare for banks. In this first of a 2-part series What’s Keeping...
In 2019, the value of the global market of digital lending platforms (DLP) was estimated at $5.58 billion. According to Allied Market Research, it is expected to grow at a CAGR of 16.7% in 2020-2027, ...
In the digital age, technology is a prime driver of bank success. Since the start of the pandemic, more consumers are using self-service banking and digital communications in preference to in-branch s...
In his address earlier this month to the American Enterprise Institute, the Fed’s Governor Chris Waller described CBDCs as “a solution looking for a problem”. Time will tell if he’s right. Many said ...
Police have been authorised to employ 20,000 to assist in combating of crime. One of their first targets is domestic burglary, which we can agree is a horrible crime causing financial and emotional de...
In 1620, the scientific manifesto "New Organon" was published. Its author, Francis Bacon, was immortalized thanks to the phrase that sounded in the treatise "Knowledge is power". A...
It’s Also About People, Culture and How Work Gets Done Almost daily we read about digital transformation and how banking has become a technology business. But technology is only part of the story. As ...
Cloud, platforms, and open APIs are creating a world of opportunities for financial institutions to improve how they manage and use the wealth of data they possess – both to benefit customers and to g...
In Singapore, DBS, OCBC and UOB Bank already taken the lead in FinTech. How do they start this transformation? 1. Build a start-up team As the largest bank in Southeast Asia, DBS Bank has won titl
What is Payment Modernization? Financial Institutions have taken up various methods to modernize their payments systems over the past decade. While there was a consolidation effort of channels and cu...
The protagonist of FinTech, which subdivides the functions provided by current financial institutions and uses technology to automate, realizes low-cost and high efficiency, is a new venture. On the
The financial services industry is facing an increasing number of issues related to the adoption of cloud-based services. The growth of cloud and SaaS has accelerated with the consumerisation of infor...