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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
Bank branch networks continue to decline steadily. Consumer research shows that U.K. banks are cutting branches at a rate of 60 per month[1], and a similar pattern is apparent in many other countries...
Although we’ve seen increased appetite from banks globally to accelerate the pace of digital transformation over the last two years, many players have focused solely on updating customer-facing system...
INNOPAY’s Open Banking Monitor shows the efforts banks are making in expanding their API product offering (the ‘Functional scope’ axis) and in improving the experience for API consumers (the ‘Develope...
The free movement of labour within the EU ended on 31 December 2020. Two months later on the 26th of February 2021, a report commissioned by the Chancellor was published setting the scene and strategy...
In January, Q2 released their 2022 State of Commercial Banking Market Analysis Report, which revealed a modest rise in commercial real estate loan volume in the second half of 2021, extending cause fo...
As discussed in my prior blog, “Green Finance” is both a challenge to be met and an opportunity to be seized. In this blog we’ll dive deeper into the Environmental, Social and Governance (ESG) revolu...
The growth of digital changing banking relationships Digitalization and rising consumer expectations serve to accelerate banks’ adoption of new financial wellness offerings. For most institutions, com...
For a long time, small businesses have been viewed as a tricky customer segment, one that is hard to serve. Sole traders and small businesses span such a broad spectrum of activities, that it often se...
Banking has advanced so much across the EU in recent years that even customers themselves do not always keep up with the innovations. In this insight, I will look at the most striking innovations of r...
Economic, social, and environmental factors increasingly govern the manner in which we live and work. In 2017, the World Bank had reported that almost 31 percent of the adult population worldwide wer...
ESG is both an acronym and a market mover, but what does it really stand for? In the absence of definitive standards many terms are interchanged to describe a company’s performance as a steward of nat...
If there’s one sure-fire rule in business, it’s that for-profit organizations need to be, well, profitable. Fintechs too. But do they really? Here’s my take on earning money in the fintech domain and ...