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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Ruoyu Xie

Ruoyu Xie Marketing Manager at Grand Compliance

MREL and BRRD: EU Banks’ Progress and Remaining Shortfalls

The Minimum Requirement for Own Funds and Eligible Liabilities (MREL) and the Bank Recovery and Resolution Directive (BRRD) are pivotal components of the European Union's strategy for financial stability. On November 27, 2024, the European Banking Authority (EBA) published its 2024 MREL Dashboard, providing comprehensive insights into the progress ...

/regulation /wholesale

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

Does the UK’s National Payments Vision really shape the Future of Payments?

The UK’s National Payments Vision sets a bold agenda, reaffirming its leadership in global financial services. Processing nearly 50 billion transactions annually, the nation’s payment infrastructure underpins commerce, inclusion, and economic growth. Now, as the landscape changes, the UK stands ready to further modernise, striking a balance betwee...

/payments /regulation

Luigi Wewege

Luigi Wewege President at Caye International Bank

The Evolving Relationship Between Fintechs and Traditional Banks

The financial services industry is undergoing a seismic transformation, driven by rapid technological advancements, shifting customer expectations, and evolving regulatory frameworks. At the heart of this change lies the dynamic interplay between fintechs and traditional banks. Once perceived as competitors vying for market share, fintechs and ba...

/retail /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Streamlining Task Management: Can One Tool Fit All?

Throughout my career, working in both financial institutions and fintech companies, one consistent theme has been the use of "Task Managers" (or "Case Managers"). At their core, these systems function as task inboxes, assigned to one or more employees and often following a structured workflow. Despite their importance, you mig

/regulation

Seth Perlman

Seth Perlman Global Head of Product at i2c Inc.

Understanding the Advantages and Current Challenges of Digital Banking Transformation

Key Takeaways: The banking industry is evolving digitally, driven by AI adoption, economic uncertainty? and the need for enhanced consumer privacy and automation, making seamless digital transformations essential for success. Maintaining a strong consumer experience is crucial during digital upgrades, as it can increase revenue, lower costs an...

/payments /predictions

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

How Banks can regain their market share in Cross-Border Remittances with Strategic FX Capabilities?

Banks face growing competition from Money Transfer Operators (MTOs) and fintech firms in the cross-border remittance space. These challengers offer speed, lower fees, and user-friendly platforms, putting pressure on banks to innovate. The Strategic Role of FX Solutions in Remittance Services FX solutions provide a strategic advantage, enabling ban...

/payments /retail

Prashant Bhardwaj

Prashant Bhardwaj Innovation Manager at Crif

Banks vs. Gen Z Expectations in 2025: A Roadmap for Bold Leadership

As Generation Z enters the financial world, banks face an unprecedented challenge: adapting to the expectations of a tech-savvy demographic while maintaining their existing customer base. With over four million Gen Z members projected to open new bank accounts each year through 2026, financial institutions must innovate to capture this emerging ma

/people /inclusion

Prakash Pattni

Prakash Pattni MD, Financial Services Digital Transformation at IBM Cloud

How Fintechs and Financial Institutions Can Demonstrate Resiliency

From managing cyberattacks to navigating outages and preparing for evolving regulations, an enterprise must be able to demonstrate strong resiliency. This is especially critical for those in highly regulated industries, including financial services. With regulations on the rise, such as the upcoming deadline for the Digital Operational Resilience ...

/regulation /cloud

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Financial Institutions as Partners for Life-Altering Events Like Buying a Home

Life is full of significant milestones that often occur just once or twice in a lifetime. These milestones—while life-changing—are also highly complex to manage from both an administrative and financial perspective. The challenge stems from their unfamiliarity, as most people only experience them a handful of times. As a result, the process is n

/retail /startups

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

How Embedded Finance is Redefining Financial Services and Unlocking New Revenue Streams

Embedded finance is no longer just a buzzword—it's rapidly transforming the way businesses and consumers engage with financial services. By seamlessly integrating payments, lending, insurance, and banking into everyday platforms, it is streamlining transactions, enhancing customer experiences, and opening new revenue channels for businesses across ...

/payments /retail

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