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Open Banking regulation, innovation and technology and it's potential to revolutionise the Financial Services Industry.
Disclaimer: I’m incredibly biased. I’m a strong advocate for real bank APIs and I’ve commented before on just how flawed I think screen scraping is. Screen scraping is still being used to this day, de...
The open banking industry is thriving. It can significantly alter how banks and their clients interact, offering both scale and considerably greater speed. Open banking connects banks, third parties, ...
The payment landscape has become increasingly competitive, with a growing number of payment options appearing in recent years. Now, with the establishment of alternative payment choices, the Visa and...
Over 60 countries globally have open banking initiatives live or imminently planned. The legislation that enabled open banking in the UK came into place in January 2018 and currently 8% of digital cus...
eIDAS certificates have an important role under PSD2. Their usage is mandatory for ensuring that data is kept secure and within trusted parties at all times. These certificates issued by QTSPs can be ...
Open Insurance aims to create tech-driven collaborations among insurance firms and tech companies to foster innovation, provide fertile ground for digital ecosystems and new business models to emerge,...
With the global economy undergoing the digital transformation and driving rapid change, major developments in the Kenya’s financial sector have been concentrated in banking and payments. By adopting d...
Open Banking has been in the fintech headlines recently, once again being lambasted as something that hasn’t quite worked with some industry titans even labelling the initiative as a failure. Starlin...
One of the crucial pillars of the Kenya’s Digital Economy Blueprint is Digital Business which focuses on digital trade, digital financial services and digital content. The goals and primary objectives...
It’s been almost four years since the Payment Services Directive Two (PSD2) took effect. This new Open Banking legislation was rooted in the belief that enabling consumers to share their banking data ...
Open Banking and Banking-as-a-Service (BaaS) are terms used for APIs in the financial space. But do they mean the same - can they be used interchangeably? Does a bank automatically offer Banking-as-a-...
The noise around account-to-account (A2A) payments is starting to swell as people pick up on the benefits. FIS’ Global Payments Report 2020 predicted that A2A payments will account for 20% of all e-co...