Open Banking

Group founded 19 Oct 2017
Posts 233
Members 61
Group summary

Open Banking regulation, innovation and technology and it's potential to revolutionise the Financial Services Industry.

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David Ritter

Delivering on the potential of open finance

Not long ago, “open banking” seemed like something unimaginable. As new digital technologies increased, the level of cyber risk also evolved. So financial data, always considered highly sensitive, bec...

13 Jan 2022
Rolands Mesters

“Happy Birthday, Open Banking!”

Open Banking is celebrating its 4th birthday today in the UK. Four years on, and it is still growing and developing into an exceptional alternative to traditional banking. This is great news for all O...

13 Jan 2022
Rolands Mesters

How open banking cures financial hangover

January is known as being the most depressing month of the year and a large reason for this is the leftover financial strain put on us due to the holiday season. For many people the winter holidays a...

05 Jan 2022
Rolands Mesters

Can we please stop using screen scraping for bank connectivity?

Disclaimer: I’m incredibly biased. I’m a strong advocate for real bank APIs and I’ve commented before on just how flawed I think screen scraping is. Screen scraping is still being used to this day, de...

14 Dec 2021
Anna Serebryannikova

Open Banking: Offering Businesses Technology Capabilities

The open banking industry is thriving. It can significantly alter how banks and their clients interact, offering both scale and considerably greater speed. Open banking connects banks, third parties, ...

10 Dec 2021
Rolands Mesters

Payment services have become a commodity, Visa is no longer safe

The payment landscape has become increasingly competitive, with a growing number of payment options appearing in recent years. Now, with the establishment of alternative payment choices, the Visa and...

29 Nov 2021
Jessica Bayley

Who is driving Open Banking education and adoption in the UK?

Over 60 countries globally have open banking initiatives live or imminently planned. The legislation that enabled open banking in the UK came into place in January 2018 and currently 8% of digital cus...

09 Nov 2021
Vladimir Pîntea

eIDAS certificates renewal issues and how to overcome them

eIDAS certificates have an important role under PSD2. Their usage is mandatory for ensuring that data is kept secure and within trusted parties at all times. These certificates issued by QTSPs can be ...

04 Nov 2021
Matthias Biehl

Open Insurance: What to scoop and what to drop from Open Banking

Open Insurance aims to create tech-driven collaborations among insurance firms and tech companies to foster innovation, provide fertile ground for digital ecosystems and new business models to emerge,...

02 Nov 2021
Lawrence Dinga

Is Kenya Ripe for Open Banking?

With the global economy undergoing the digital transformation and driving rapid change, major developments in the Kenya’s financial sector have been concentrated in banking and payments. By adopting d...

02 Nov 2021
Alex Reddish

Open Banking hasn’t failed, but Open Finance might do if we don’t learn from it

Open Banking has been in the fintech headlines recently, once again being lambasted as something that hasn’t quite worked with some industry titans even labelling the initiative as a failure. Starlin...

01 Nov 2021
Lawrence Dinga

Kenya: Open Banking and Financial Services Transformation

One of the crucial pillars of the Kenya’s Digital Economy Blueprint is Digital Business which focuses on digital trade, digital financial services and digital content. The goals and primary objectives...

01 Nov 2021

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