Community
Fintech discussions and conversations around the development of fintech.
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Dr Ritesh Jain Advisor at WorldBank
When a global payments network with decades of legacy and scale declares that payouts can arrive in minutes rather than days, it’s not fluff — it’s a signal of systemic change. Visa’s new pilot allowing businesses to fund payouts in fiat while recipients receive USDC-backed stablecoins marks a pivotal moment in the evolution of cross-border payment...
1 hour /payments /regulation
Anush Sachsuvarova Project Manager at Baseella Ltd
Artificial intelligence has become the defining frontier of modern finance. From generative models that accelerate document handling to machine learning systems that detect fraud in real time, AI promises to make financial institutions faster, safer, and more efficient. Yet, the same technology that unlocks operational value also raises new and ur...
11 November 2025 /ai
Every financial revolution begins as rebellion and ends as infrastructure. Paper money began as merchant credit, credit cards as novelty, mobile money as improvisation — and now, digital assets as evolution. What began as a technological insurgency is quietly becoming the next foundation of global finance. This time, the rebellion isn’t against ba...
11 November 2025 /payments /crypto
1. A Decade in the Making Over a decade ago, I had the privilege of leading Apple Pay’s launch for Apple and Visa in the UK, building the early foundations of tokenisation and biometric authentication that would go on to redefine how the world transacts. Back then, the notion of paying with a fingerprint on a phone felt like science fiction — the ...
02 November 2025 /payments /regulation
The lines between banks and non-banks are blurring faster than ever. Retailers offer payment cards, ride-hailing apps issue microloans, and digital wallets manage millions of accounts without holding a banking license. Behind this transformation lies one of the most significant trends in modern finance – embedded finance, powered by BaaS platforms...
30 October 2025
Sanjay Barot Digital Marketing Strategist at Radixweb
For the past decade, global finance has shifted steadily toward sustainability commitments — yet the delivery of climate infrastructure remains far behind what transition pathways require. At boardroom level, the appetite for climate-aligned investment is clear. Pension funds, sovereign wealth funds, and institutional investors are all actively se...
24 October 2025 /inclusion
Joseph Ibitola Head of Demand Generation at Flagright
Fraud in payments is growing more sophisticated, forcing payment service providers (PSPs) to rethink their defenses. Today’s fraudsters are even leveraging AI tools to scale attacks and evade detection. In response, regulators and industry leaders are raising the bar for fraud prevention. A 2025 American Banker survey found that 62% of banks and ...
15 October 2025 /ai /payments
Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.
For many years, rewards programs have been synonymous with credit cards. From airline miles to cashback bonuses, banks and issuers have relied on these incentives to drive spending and deepen customer relationships. But recent shifts in consumer behavior suggest it may be time for financial institutions to broaden their approach. Debit cards are s...
13 October 2025 /retail
Debunking Myths Around Modern Core Banking Systems As digital finance evolves, myths often fill the space between perception and reality. Some claim that real-time payments, digital currencies, and cloud technology will make banks obsolete; others insist that old infrastructure is still good enough. The truth, as always, lies in between. Below, we...
13 October 2025
Teo Blidarus CEO and Co-Founder at FintechOS
Building societies occupy an essential place in UK financial services. Member-owned, locally trusted and community-first, they are built on relationships as much as products. Members expect to sit down, talk through decisions and get advice they can believe in. That trust is a strength. The challenge is delivering it alongside the speed and simpli...
13 October 2025 /ai /retail
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