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Transaction Banking

A community for discussing technology trends, views and perspective in global transaction banking

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Too complicated - a no-brainer

We are now also reading in the press what we already knew before - bank "products" have been made so complicated and have versioned into so many nearly-but-not-quite-the-same offerings - that the staff cannot handle them any longer. This sad fact is not unique to the banking sector - many other sectors suffer from the same results of too ...

/retail

Retired Member

Retired Member 

All I know about ATMs I learned at the Movies

There is a scene in the movie Terminator 2 in which a young John Connor uses a computer to steal money from an ATM machine. This movie opened in 1991. Which makes me seriously wonder why ATMs are still so vulnerable to these same type of attacks today? I doubt that when James Cameron envisioned and scripted this type of theft eighteen years ag...

/security /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

e-banking making great progress

Check progress here: http://boharald.blogspot.com/2009/05/e-banking-and-payments-in-finland.html Not bad for population of 5,3 million - but then we started in 1982..This will naturally happen everywhere. Also the 3rd party services - "connecting customers" - with services like e-id, e-signing contracts, e-commerce payments, e-invoicing,...

/payments

Retired Member

Retired Member 

If it's Business Social Networking is it Still Social?

Over the past few months, I have seen more and more banks, financial institutions and corporations announcing some type of foray into social networking. The desire to engage, connect and share with real-time with customers and internal partners by utilizing Web 2.0 technology is critical in this age of 24/7 news, blogging and Twitter. And the gr...

/wholesale

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Standard feature in any e-bank..

By now it should be clear that any e-bank for consumers should receive e-invoices for one-click approval. Before that the service is just a typewriter - to fill in lots of details and lenghty reference numbers. Salary/pension/direct debit advices etc statements should also be just one click away from the credit transaction. Any SME-e-banking sho...

/payments

Retired Member

Retired Member 

Incompetence and Ignorance Over Pension

There is mucho incompetence over the pension issue that is in the Press at present. Our politicians are jumping on the bandwagon and either don't understand the issues, or are playing dumb for their own ends, and it's not very edifying to see this happen. The truth is that, in the RBS pension scheme, anyone who leaves is entitled to claim their pen...

/retail

Retired Member

Retired Member 

Financial Crisis Bargains

This market is playing with our future like a dog with a ball. Consider that one year ago RBS paid $100bn for ABN Amro. That seemingly impossible amount would now buy: more

/retail

Retired Member

Retired Member 

How to Pay the Bonuses

So, we have contractual issues that mean lots of people in banks need to be paid bonuses. So be it. Pay them then, but here's how it should be done. 1) The first £5,000 in bonuses should be paid in cash. That should mean that most lower-level people in the banks get the cash they deserve - i.e. those who work hard at the coal face, in branches ...

/retail

Retired Member

Retired Member 

Green is the New Green

Bleeding heart that I am it definitely warms my soul to see the number of banks and financial institutions that are turning green. Some, like Citigroup and now Deutsche Bank are leading the charge. But since no one has ever said that business is compassionate or even particularly altruistic, the little realist sitting on my shoulder recognizes t...

/wholesale

Retired Member

Retired Member 

Bank Bosses Let Off...Why?

Admittedly, I only saw the news reports last night, but I can’t help having the feeling that the Treasury Select Committee missed a great opportunity yesterday. What the news reports showed was our legislators behaving like little more than adolescents, asking the four big nobs pretty juvenile questions, instead of getting to the heart of the iss...

/retail

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