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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
According to Cisco there is £326 billion at stake through digital transformation in retail banking. That's either in revenue opportunity or cost savings. With the profound shift in consumer behaviour ...
The insurance industry is undoubtedly facing difficult times. With a general commoditisation of product, ease of switching and more comparison sites, insurers are searching for ways to differentiate t...
APIs are one of the most talked about topics in the industry. They present a new way of working which can speed up development and increase the amount of features and applications available to new pro...
Cloud technology is the salvation of the financial services industry. The cloud’ elasticity brings a new level of efficiency by matching volume to capacity. The cloud gives enterprise protection again...
"The future will happen, it’s not only inevitable it’s unavoidable" The world of work is currently going through a radical change. It’s not so long ago that it was about having the same job ...
My physical wallet is useful - it helps me store a number of valuables and memories but it is dumb. It doesn't know anything about me. Ironically, we are creating the equivalent in digital or mobile w...
When it comes to digitally transforming, the financial services sector is suffering from the old saying ‘too many cooks spoil the broth’. Much needed innovation and change is being held back because t...
The benefits - direct and indirect - should be analysed from several angles - even if it is clear that the benefits mostly soon will end up at the EU-citizens table: 1. Benefits for the EU-Citizen
Being back from a very inspiring meeting in Brussels it is a good moment to post a few high level observations (going into Why-How-What details separately). The RTE is all about automating financial ...
The technology that is likely to have an enormous impact on the future of the world economy has arrived and it is here to stay… It’s called “Blockchain”… Blockchains are new technology layers that rew...
There is an increasing amount of conversation related to the emerging technology called by the now over-used name of Blockchain. It seems an ironic use of that name since much of the actual news thes...
Recent announcements from R3 warn banks to carefully watch blockchain as long as the technology remains immature. This comes at a time in which blockchain-based initiatives see financial institutions ...