Join the Community

23,489
Expert opinions
41,326
Total members
341
New members (last 30 days)
174
New opinions (last 30 days)
29,138
Total comments

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Budgeting apps - A red ocean looking for a market

In August 2019, I wrote a blog post on PFM tools called "PFM, BFM, Financial Butler, Financial Cockpit…​ - Will the cumbersome administrative tasks on your financials finally be taken over?". Since then, driven by the go-live of PSD2 and Open Banking APIs, numerous Fintechs are developing new solutions acting as your personal financial b...

/retail

Ravishankar Poonjolai

Ravishankar Poonjolai Consulting Partner at TCS

ESG Investing: A New Approach to Thoughtful Investments

Environmental, Social, and Governance (ESG) investment has gained traction in recent times with growing patronage from institutional as well as millennial high net worth investors. ESG investments were pegged at $20 trillion in AUM in 2018, according to a Forbes article. Socially and environmentally aware millennial investors, with a pulse on key ...

/sustainable

Bhavesh Vaghela

Bhavesh Vaghela SVP B2B Product and Innovation at Collinson

What do customers want?

Anyone working in product development needs to think, feel and live like a customer to truly understand what they need to do. I’ve worked in digital for over a decade, but all too often I’ve heard the phrase “you are not the customer” used (usually incorrectly) like a carefully calibrated torpedo to blow any argument out of the water, even if it w...

/inclusion

Satya Swarup Das

Satya Swarup Das Director, Products/Solutions Management at Unisys

Impact of 5G- An analysis of opportunities and challenges for BFS Industry

The 5th Generation cellular network technology, commonly referred to as ‘5G’ is one disruptive tsunami that is coming very soon. As per Gartner hype cycle for Emerging Technologies, 2019, it is defined at the peak of expectations and expected to reach a plateau in next 2-5 years. Around the world, different countries are getting 5G services rolled...

Keith Stonell

Keith Stonell Managing Director, EMEA at Guidewire

Let’s get this gig on the road

The “gig economy” is growing rapidly. Technology acceleration has enabled businesses like Deliveroo to pioneer its working model in the UK. The increasing number of contractor jobs has risen from 1.3 million in 2018 to 4.7 million and it seems that more industries are shifting to an ad hoc basis when it comes to employing staff. For insurers, this...

/inclusion

Domile And

Domile And Sustainable Finance, Impact Investing at Cyan Reef

Impact Investing - Friend or Foe?

Climate change, environment, pollution - all seem to be catch phrases now more than ever. Abbreviations such as SDG or the ESG gap are all over the internet and news. Even Davos, the world economic forum, had a very strong theme – climate change. By now almost everyone should be familiar with Greta Thunberg. Her activism and her straight to the po...

/wealth /sustainable

Retired Member

Retired Member 

Four DevOps Trends for 2020

Last year, I put together a few thoughts on what I saw as the emerging DevOps trends for 2019. As we enter a new year and decade, I thought it might be useful to do the same for 2020. A common theme in this year’s trends concerns the way in which firms are dealing with delivering services at scale in the cloud, which I think could be a grand tren...

/ai /devops

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Banks are finally embracing the Open Source movement

Historically banks have been hesitant to adopt open source software (i.e. software where source code is shared and made freely available). With traditional vendors like IBM, TIBCO, Oracle…​ strongly positioned in this industry, the move to open source has been slow. In recent years, forced by a rapidly changing business, banks are transforming the...

Retired Member

Retired Member 

What do AML-BSA-CTF Regulators think of Machine Learning?

Prior to 2018, regulators resisted recommending the use of Machine Learning (ML) based Artificial Intelligence (AI) for AML compliance. There was a mindset shift in mid 2018 indicating that proceeding with caution in implementing AI approaches for AML is appropriate. Regulators realize the adoption of recent innovation, such as the use of AI-ML an...

/ai /regulation

Matthew Phillips

Matthew Phillips Head of Banking, UK and Ireland at Diebold Nixdorf

Are we building the right foundations for banking innovation?

The future of banking could be closer than we think. As the industry continues to build the bridges between the financial services of today and the financial services of tomorrow, the pockets of innovation coming to the fore are impressive. From AI powered credit applications[i] to ATMs offering loan applications within five years, outputs from re...

/retail

Now Hiring