We asked the smartest analysts and influencers in fintech: what does 2014 hold in store for the world of financial technology?

We got back 34 insightful perspectives on the year ahead, covering everything from crypto currencies to risk, mobile to e-invoicing. Fintech experts at Booz Allen Hamilton, IDC, Ovum, Aite, Chartis, KapronAsia, Celent, Deloitte, Consult Hyperion and many more of the leading firms in this sector contributed.

Far too much of substance and value is in the report to try and summarize it in a post. But in the spirit of fun, rather than science, we put all of their editorial contributions into Wordle, just to get a feel for the big recurring themes in fintech for 2014. Take a look below at what we got back.

If that is a fair indication of the issues and concerns currently rattling around inside your own head, then look out for the report at the end of this week, it'll be downloadable via Finextra, so you can't miss it.