It was encouraging to hear a strong commitment to the Sepa ‘project' from EBADay's keynote speaker, Soledad Nunez from the Treasury of Spain. A lack of political will is often cited as a factor in the sluggish adoption of Sepa credit transfers and direct
debits so Nunez's unequivocal backing is welcome. What's more, the Spanish central government's adoption of Sepa for all credit transfers shows it's not just talking the talk but also walking the walk. Nearly a quarter of Spanish banks have made the Sepa migration
now - not bad but Nunez and her colleagues need to keep the pressure up.