26 October 2016
Bo Harald

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Bo Harald - ZEF and Real Time Economy Program

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Innovation in Financial Services

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

e-banking 2002-2011

08 May 2012  |  2239 views  |  1


- more contracts than citizens in Finland - due to multibank relationships

- interesting as e-banking typically carries a monthly fee (some 2€) - but has discounts and is free for young customers (up to 26 typically)

- slowing transaction growth may reflect both slower economic growth and above all rapidly growing use of e-invoicing

- translation to EU-level would mean som 26bn payment transactions

e-banking 2002-11 TagsPayments

Comments: (2)

James R. Clawson
James R. Clawson - iPayables - Lake Forest Caifornia | 09 May, 2012, 17:31

With the rapid growth of E-invoicing it looks like interesting opportunity for governments and consumers to jump on the Electronic Invoicing "Band Wagon"!

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Bo Harald
Bo Harald - ZEF and Real Time Economy Program - Helsinki region | 10 May, 2012, 13:14

Agree James. And they for surely do - large enterprises setting deadlines and especially public sectors. "How can I save tax payers' money today" is of course the first thought in the morning when a civil servant wakes up. This is of course a question of much more than just saving costs.

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