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Saloni Ramakrishna

Profitable Paradigm - Through the Lens of Profitability in Covid times

Is it relevant to talk of profitability during Covid times some might ask? It is and HOW!! Healthy banks are sine qua non to support pandemic induced distressed economy & customers whether it is ...

28 Sep 2020
Banking Strategy, Digital and Transformation
Saloni Ramakrishna

Profitability Paradigm : Capital Compression - Balance Sheet Story

Tracing the evolving banking scenario in and around the pandemic, through the lens of “shrunken transactions” a harbinger in many ways. The intensity of the impact may vary, but both individuals and...

27 Jul 2020
Banking Strategy, Digital and Transformation
Saloni Ramakrishna

Profitability Paradigm : Margin Compression - The P & L Story

Since the last post, other banker friends joined the conversation of shrunken transactions and the resultant Margin compression. As I said in the first blog, the trigger was a sizeable fall in the tra...

29 Jun 2020
Banking Strategy, Digital and Transformation
Saloni Ramakrishna

Profitability Paradigm. Moving from Business Continuity to protecting Margins to growing P & L.

I have always maintained that at a fundamental level commercial banking, as the name itself suggests, is a business and has the core values and principles of a commercial enterprise - that of Liquidit...

08 Jun 2020
Banking Strategy, Digital and Transformation

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