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1230 words, 4:50 min read An Orwellian Dystopia As more and more payments become digital, a key question for payment systems architects is how to preserve the privacy of their users. Without privacy, ...
1200 words, 4.5 minute read Central bank balance sheets are ballooning the world over, and in parallel, adoption of shared ledgers using blockchain is accelerating. These major shifts indicate the glo...
770 words, 3 minute read The Wirecard debacle has hit the headlines with a vengeance, begging the question: flawed regulation or flawed Fintech models? On first appearance, it feels like that there is...
(560 words 2 min 30s read) In November 2019 I blogged about how programmable value is the future of financial services. However, it is evident from reactions I have had that the concept and implicatio...
The Original Premiere – The Dot.com Boom Remember the dot.com boom? You need to be over 40 to have direct experience of it from the start, so here’s a recap. It began in the mid-90s with the realisati...