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Chris Holmes

Credit scoring: Going alternative

When assessing applicants’ financial reliability, lenders globally have traditionally relied on a limited range of data sources. In the U.S., Canada, the U.K. and Germany, creditworthiness is determin...

04 May 2020
Fintech
Chris Holmes

FinTech responds to the pandemic: Supporting small businesses

The current COVID-19 outbreak is starting to take its toll on the global economy, with small businesses and self-employed individuals being heavily impacted. Whilst many governments around the world h...

27 Apr 2020
Fintech
Chris Holmes

Health check: what the current COVID-19 pandemic means for the global FinTech industry

The current pandemic sweeping through most of the world has wreaked havoc in most areas of the economy as well as our personal lives. As schools and businesses gradually shut down, governments plead f...

27 Mar 2020
Trends in Financial Services
Chris Holmes

VC investment strategies

FinTech investment from VCs continues to pour into the market, filling the pockets of a plethora of sub-sectors under the FinTech umbrella. 2019 saw $33.9B worth of investment, and while this is a de...

09 Mar 2020
Trends in Financial Services
Chris Holmes

Financial infrastructure: the FinTech way

Financial infrastructure plays a critical role in a country’s economic development and stability. It determines how efficiently financial services can be provided. A high-quality infrastructure lends ...

24 Feb 2020
Banking Strategy, Digital and Transformation
Chris Holmes

Status check: China's regulatory landscape

China’s FinTech industry is incomparable to the rest of the world. It is home to eight of the world’s leading FinTech unicorns, with an average value of $26.8BN – eight times greater than the average...

24 Jan 2020
Asia Financial Services
Chris Holmes

The future of invisible payments

In the not-so-distant future, payments are expected to become more or less invisible as our financial processes become more sophisticated and frictionless. Invisible payments take physical payment met...

13 Jan 2020
The Payments Business

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