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1. Introduction "Open" has recently become a new buzzword in the financial services industry, i.e. open data, open APIs, Open Banking, Open Insurance…, but what does this new buzzword reall...
Last week I attended the Digital Finance Summit conference in Brussels, organized by Fintech Belgium, B-Hive, Febelfin and EBF. A central theme of the summit was the cooperation between banks and Fint...
In March of this year, the World Wide Web celebrated its 30th anniversary. In these 30 years, there has been an exponential increase in the number of websites. Today there are over 1.5 billion website...
Abstraction is a fundamental concept in software engineering. An abstraction is a simplified version of something technical (with unwanted details omitted), which allows to hide away complexity via a ...
1. The IoT hype We have all heard about the "Internet of Things" (IoT) as this revolutionary new technology, which will radically change our lives. But is it really such a revolution and wil...
1. Introduction Microservices are the new hot trend in the application architecture landscape. Like SOA (Service Oriented Architecture) and cloud a few years ago, "microservices" is the buzz...
Hundreds of blogs and articles have been published about PSD2, all calling it a revolution in the banking and payment landscape. With the deadline of PSD2 roll-out (14th September) just passed, I am s...
1. Introduction Just as "Cloud", "IoT" (Internet of Things), "Open Banking" and "Machine Learning", "Big Data" is one of the most written buzzwords in...
PFM, BFM, Financial Butler, Financial Cockpit, Account Aggregator… - Will the cumbersome administrative tasks on your financials finally be taken over by your financial institution? 1. Introducti
1. Introduction "Open" has recently become a new buzzword in the financial services industry, i.e. open data, open APIs, open banking…, but what does this new buzzword really mean? "Op...
1. Introduction Digital Investment Advice Tools (also called IATs, Robo-Advisors, Automated Investment Advisors, Digital Investment Managers or Digital Wealth Management Tools) play an increasingly im...
1. Introduction The financial services sector is evolving rapidly: increasing and changing customer expectations, a radical shift towards digital channels (mobile), a tsunami of new regulations (PSD2,...