Instigate change. Start a new collaborative Blog Group

Create group
Blogs
Bob Lyddon

Predictions for the Payments industry in 2018: new EU Treaty signed for full EMU

This is the third of our predictions for the Payments industry in 2018, and it is about the Euro and its path to full completion. Brexit is both a threat and an opportunity for the “centralisers” at t...

31 Dec 2017
SEPA and European Payments
Bob Lyddon

Predictions for the Payments industry in 2018 - New Entrants

This is the second of our predictions for the Payments industry in 2018, and it is about New Entrants to the payments business. The main focus is on Third-Party Providers and Payment Institutions as o...

29 Dec 2017
Transaction Banking
Bob Lyddon

Predictions for the Payments industry in 2018 - Open Banking

This is the first of our predictions for the Payments industry in 2018, and it is about the UK's Open Banking. This is a very high-profile and government-endorsed project to open up Retail and SME ban...

27 Dec 2017
Disruption in Retail Banking
Bob Lyddon

Unicredit's Non-Performing Loans - deteriorating again, but you wouldn't know it from the publicity

Unicredit gave a "Capital Markets Day" in London on 12/12/17 and what an upbeat event it was, accompanied by a slidedeck full of green ticks and words like "signed" and "compl...

14 Dec 2017
Financial Services Regulation
Bob Lyddon

Unicredit's FINO project and its recapitalisation as a whole

We have published a research paper - you can find it in the section "Research Papers and Training Agendas" on our website - about Unicredit's "recapitalisation". It focuses on: th...

10 Dec 2017
Trends in Financial Services
Bob Lyddon

UK NPA Blueprint rubber-stamped

The report (119 pages) on the consultation on the Blueprint for the UK's New Payments Architecture was finally made available on the Payment Strategy Forum website at about 3:30 pm today, on a page th...

08 Dec 2017
Transaction Banking
Bob Lyddon

The UK Autumn 2017 Budget - the small print

It has become tradition for the Chancellor’s Budget speech to become shorter as the supporting documents become thicker. Here are some of the interesting points in it, including detail on some of the ...

23 Nov 2017
Bob Lyddon

Forget Bermuda & look at the 'legal' tax avoidance within the EU

Brexit negotiations resume this week with the UK government reportedly going to cave in to a bill of EUR60 billion in exchange for a trade deal, their not having worked out how detrimental the current...

06 Nov 2017
Bob Lyddon

How to torpedo the Catalonian economy, in about 25 minutes

Catalonia is not a part of the SEPA Area; it has no central bank and so it has no Eurosystem member. Its financial infrastructure is, however, SEPA-compliant, meaning domestic and cross-border high-va...

28 Oct 2017
Fintech innovation and startups
Bob Lyddon

eMoney safeguarding regime in question

There are growing concerns about the safeguarding regime for client funds held by eMoney Institutions, attributable firstly to the demise of Banco Popular Espanol, an institution eligible to take safe...

26 Oct 2017
Digital Banking Trends
Bob Lyddon

UK NPA Blueprint, NPSO, PSF, UK Finance - a nuclear malfunction of governance and process

The Chair, CEO and initial board of the New Payment System Operator company have been announced, this “NPSO” being the organisation that will receive the tablets-of-stone of the UK Payment Strategy fr...

06 Oct 2017
Payments strategies 2015-2020-2030
Bob Lyddon

PSD2 compliance for leg-out payments difficilitated by the virtual elimination of Cover payments

Banks in the EU/EEA will be obliged – as from January 2018 – to quote all-in prices to their customers for: payments going to or coming from outside the EU/EEA, in any currency; and payments with bot...

28 Sep 2017
SEPA and European Payments

Now hiring