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Milos Dunjic

The Case For Blockchain Query Language - BQL

This post was originaly published on Let's Talk Payments portal where I regularly contribute thought leadership pieces and since it was very well received I have decided to share it with Finextra comm...

22 May 2016
Milos Dunjic

Extending EMV To Protect Sensitive Card Data

The EMV has finally come to the US, the largest payment market, which was fully reliant on the outdated and counterfeiting prone magnetic stripe technology. Why is EMV so significant as payment techno...

19 May 2016
Milos Dunjic

Do Consumers Really Care About ApplePay, AndroidPay And SamsungPay As Mobile Payments Providers?

The last couple of years brought about lots of change and hope into the payments industry, especially in the area of mobile payments. ApplePay, AndroidPay and SamsungPay mobile wallets got released to...

18 May 2016
Milos Dunjic

Tokenization Service Provider as Natural Plug-In Point for Value Added Services?

The EMVCo Tokenization specification captures the basic services, in support of the payment authorization processing during the card not present (CNP) e-commerce and card present (CP) mobile payment ...

13 May 2016
Milos Dunjic

ProxyEMVPay Corporate Travel Cards

Recent research shows that 51% of Canadian SMBs say managing cash flow is one of their biggest challenges. Take travel expense consolidation as an example. Even as employees are given corporate travel...

13 May 2016
Milos Dunjic

ProxyEMVPay Based Remittance Solution

For consumers who are trying to send a small amount of money from US to a relative in Pakistan, India or Mexico, it probably means queuing at a money-transfer agent, providing documents and other proo...

13 May 2016
Milos Dunjic

Can Decoupled Tokenization Be Used For Flexible Mass Issuance Of Wearable Devices?

According to CCS Insight’s global forecast, by 2018, over 250 million smart wearable devices will be in use – 14 times more than in 2013. The shipments of smart wearable devices are expected to grow r...

13 May 2016
Milos Dunjic

Can EMV Be Used To Eliminate CNP Fraud? - UPDATED

Traditional payments industry wisdom states that EMV is extremely effective solution for curbing down ‘card present’ (CP) fraud, but that EMV is at the same time completely ineffective in curbing ‘car...

12 May 2016