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Anthony Pickup

Why do some retailers prefer CASH?

Whilst visiting a friend in Leigh on Sea I saw a sign that showed cash is still king. A ‘10% discount for cash sales above £3’ was offered at a pharmacy. This was interesting because we have been see...

18 May 2015
Anthony Pickup

The impact of the Apple Watch on Apple Pay on In-store payments?

With the launch of the Apple Watch on the 24th April and its support for Apple Pay, one question is; “Will customers prefer the Apple Watch over the iPhone 6 for in-store Apple Pay purchasing?” A surv...

06 May 2015
Anthony Pickup

Are SEPA Cards Standardisation - Functional Requirements out of date before they are agreed?

Following the publication of these functional requirements[1] and the rapidly changing technology available there is a risk the document is out of date before it is agreed The document as one may exp...

20 Apr 2015
Anthony Pickup

Ubiquitous Authentication a decades old problem for the NOW generation.

In the 1960’s the user name and password system for accessing computer systems was first deployed. In mid 1970’s the ATM card and PIN was first deployed and this evolved into the now ubiquitous ATM ca...

27 Mar 2015
Anthony Pickup

Could regulation changes drive the adoption of mobile payments on all channels?

Recently on the BBC consumers affairs program highlighted complaints being raised by small UK retailers of the costs from transactions where card details are reported lost or stolen after the transact...

27 Feb 2015
Anthony Pickup

Could a simple regulation change drive faster adoption of mobile enhanced payments?

Recently on the BBC consumers affairs program highlighted complaints being raised by small UK retailers of the costs from transactions where card details are reported lost or stolen after the transact...

13 Feb 2015
Anthony Pickup

Comment on the Finance Innovation Lab, response to the investigation into retail and SME banking to the Competition and Markets Authority

I was discussing the future of UK bank accounts with Simon Deane-Johns from Keystone Law and he pointed me to a response from the Finance Innovation Lab to Competition and Markets Authority (CMA). htt...

13 Feb 2015

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