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Jeremy Light

Banking's Bitcoin dilemmas

The banking industry is facing several dilemmas with distributed consensus ledger technology (the "blockchain"). Bitcoin has shown banks how the technology can be revolutionary, causing much...

22 Dec 2015
Jeremy Light

APIs, Immediate Payments and Distributed Ledgers - Hot Topics for SIbos

Sibos 2015 is almost here, and Singapore beckons. Key themes I expect to dominate Sibos are real-time, or immediate payments, PSD2 for the European banks and distributed consensus ledgers, particularl...

06 Oct 2015
Jeremy Light

Buying with bitcoins...

Last week I blogged on Bitcoin transactions, commenting on how they are steadily growing. I did not explore what these transactions were for, but one commentator expressed doubt they were for commerce...

14 Sep 2015
Jeremy Light

Where are bitcoin transaction volumes heading?

For the year-to-date at the end of August 2015, the total number of bitcoin transactions has increased by 70% over the same eight-month period in 2014. For the month of August 2015, the average daily...

07 Sep 2015
Jeremy Light

Private blockchains v centralised databases - what's the difference?

Ethereum recently wrote an interesting blog explaining the difference between public and private blockchains. However, I believe there is a much more fundamental question that needs to be answered – ...

10 Aug 2015
Jeremy Light

The real-time payments customer proposition

The UK payments system, Faster Payments, is the world leader in real-time payments. It is likely to process over 1.2 billion transactions in 2015, a volume far ahead of all other similar systems globa...

01 Jul 2015

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