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Colin Weir

Crisis the catalyst for innovation

We are certainly faced with some of the greatest problems of our time; the disparity between wealth and poverty, the scarcity of resources, the economic system and the security of our food supply. The...

31 Dec 2013
Zennon Kapron

Could Alibaba's Jubaopen transform China's FSI cloud?

On November 27, 2013, the Ali-cloud division of Alibaba group announced the launch of Ali Financial Cloud services. Background Ali financial cloud services has been developed to provide secure and sta...

31 Dec 2013
Future Finance
Retired Member

Will Banks Be Ready for Expanded Stress-Test Rules?

Now that the financial regulatory agencies, including the Office of the Comptroller of the Currency and Federal Deposit Insurance Corp., have released the highly anticipated economic scenarios that wi...

30 Dec 2013
M. Arthur Gillis

The Integrated Core System is Now Real

Thirty-five years ago, core system vendors sold only core systems (all deposits, all loans, customer data and bank financials). Today, core vendors sell, on average, an additional 18 ancillary applic...

30 Dec 2013
Pat Carroll

Target breach is bad news for the industry

Once again we are sadly reminded of the vulnerability of businesses to data breaches, and we are left with 40 million customers fearing that their credit cards will be hijacked by fraudsters just in t...

30 Dec 2013
Innovation in Financial Services
Retired Member

Tweet or become obsolete - banks selling using social media

I had the opportunity to visit Beirut recently, where I met and addressed senior executives from various banks. It became apparent that many banks are still seeking to understand how best to leverage...

30 Dec 2013
Innovation in Financial Services
Robert Siciliano

Debit cards: signature or PIN what's what?

What kind of debit card do you have? The two types are direct debit cards and deferred debit cards. Direct debit Use of a PIN (personal identification number), which the bank issues or you choose. Ca...

28 Dec 2013
M. Arthur Gillis

A Bank in Every Ear,Pocket,NightStand,Dashboard

I shot an arrow into the air It fell to earth so I went there. Unfamiliar was one decaying store Compared to the robustness of the neighborhood. Moving closer to that dormant spot I smelled not gourm...

25 Dec 2013
Retired Member

The War On EMV - part 2

OMG ... it is Christmas Eve and we have another charlatan's friend EMV 'expert' claiming that EMV is not the answer to Target data breach in the following article http://pciguru.wordpress.com/2013/12/...

25 Dec 2013
Zennon Kapron

Bitcoin in China: so where are we now?

It sounds trite if you’ve read my other posts on Bitcoin in China, but ‘wow! What a week it has been for Bitcoin in China’. With the PBOC effectively cutting off (legal) funding of accounts on exchang...

23 Dec 2013
Future Finance
Robert Siciliano

Isis mobile wallet goes live

Isis Mobile Wallet allows you to make purchases with your phone—a technology that just went live. Just wave your Isis-compatible smartphone at select cash registers to buy soda or taxi service, via Is...

22 Dec 2013
Retired Member

The War On EMV

Will the EMV technology based payments be rolled out in the US in the next couple of years? I do not know for sure, but I hope they will and strongly believe that they should. There is clear push by t...

21 Dec 2013