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Nick Ogden

A Change is in the Air

The autumn statement is upon us and the country is eagerly waiting decisions on small business lending, with recent pressures and initiatives demanding a clear Government plan for growth. Clear signa...

04 Dec 2012
Innovation in Financial Services
Nick Ogden

Alternative lending and Government spending

The relationship between banking and small business financing is not a healthy one. Recently this has become more extreme as media attention increasingly focuses on the failures of high street banks ...

22 Nov 2012
Innovation in Financial Services
Nick Ogden

Business bank accounts - free vs. fee?

Banking has been hitting the headlines in all manner of guises over recent months – from IT problems through to bonuses, the UK’s banking community has never been under more scrutiny. This is why it c...

01 Nov 2012
Innovation in Financial Services
Nick Ogden

Let's Talk Payments

Public endorsement of the British banking system has certainly taken a hit in the last few years. The crisis of 2008 has eroded confidence in the traditional outfits, creating an opportunity for start...

08 Oct 2012
Innovation in Financial Services
Nick Ogden

Improving customer loyalty - let's get back to business

Earlier this month, the Bank of England launched the Funding for Lending scheme, to lend money at below market rates to financial institutions. It is designed to prompt banks and lenders to make more ...

14 Aug 2012
Innovation in Financial Services
Nick Ogden

What does the Moody's downgrade really mean for businesses?

For months now we have been fortunate enough in the UK to sit back and watch as Moody's, the bank rating agency, set about a mission of degrading poorly performing banks. But all this changed last mon...

31 Jul 2012
Nick Ogden

Are banks truly supporting UK businesses?

There is certainly a lot of focus in the UK on small businesses at the moment. Given the massive potential for small businesses to plug the hole in the UK economy, it is unsurprising that the failure...

28 May 2012
Innovation in Financial Services
Nick Ogden

Banking innovation and the customer

Banking is not a world often associated with innovation. If anything, banking customers have previously sought out stable and conservative banks – the ones that you can trust with your money. Furthe...

24 Apr 2012
Innovation in Financial Services
Nick Ogden

Mobile payments - is the public ready to trust yet?

On the surface of things, it is unsurprising that figures released this week suggest that mobile payments are the future. KPMG predicts that global m-payment transactions will grow 97% per year, over...

13 Apr 2012
Nick Ogden

Cybercrime: your tools against the fraudsters

Last week saw a number of reports released about the UK’s continued battle against cybercrime and fraud, with the financial services sector highlighted as taking the brunt of the problem. Pricewaterho...

02 Apr 2012
Nick Ogden

Mobile internet: don't leave your business out in the cold

Business 2012 this year saw the UK’s best and most innovative businesses gather in London for a three day event of exhibitions, speakers and seminars. The speakers this year gave us plenty of food fo...

23 Mar 2012
Nick Ogden

MWC12: Time to stop the debate and collaborate

As another successful MWC comes to a close, I wanted to take a step back from the inevitable smartphone model announcements, and think about the overarching theme of discussions this year. One topic w...

02 Mar 2012

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