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Salil Ravindran

Are banks adopting wallets and contactless the right way

NFC contactless and m-wallets have a significant role to play in the future of mobile financial services and mobile commerce. As much as we know this for a fact, banks have been sceptical in their min...

30 Dec 2011
Innovation in Financial Services
Retired Member

Application fraud: enemies at the gate

Defending against fraud is difficult even in the best of times, and these are not the best of times. The gains achieved by making card transactions more secure have pushed fraud to the main gate of e...

27 Dec 2011
Bo Harald

Taiwan setting targets - 4 bn e-invoices in 2013

Su Chun-jung, the director of the Financial Data Center (that is resided under the Ministry of Finance) stated that: around 100 million e-invoices will be issued in Taiwan by the end of 2011 that fig...

27 Dec 2011
Innovation in Financial Services
Bo Harald

Euro crisis - eerie silence

You have surely taken note of the eerie media silence that followed the daily barrages of real or imagined bad news (like a euro break up would be possible). After the bold Italian package media seems...

27 Dec 2011
Bo Harald

Russia moving towards e-invoicing

"On the 26th of December the Prime Minister of Russian Federation Vladimir Putin signed the resolution “About the forms and rules of filling and exchanging documents for VAT management”. This doc...

27 Dec 2011
Innovation in Financial Services
Retired Member

Truth and Unintended Consequences

So much for “praise in public and reprimand in private.” A teacher publicly reprimanding a student who launches a spitball in class demonstrates to everyone the consequences of certain behavior. Regul...

23 Dec 2011
Retired Member

A turning point in the history of mobile financial services

With 2011 drawing to a close, it’s clear that the year has seen exciting changes in mobile banking and payments, with innovative advancements to enhance the consumer experience being delivered. In par...

22 Dec 2011
Finance 2.0
Bo Harald

Just like payments - in sight

With the establishment of eeSPA http://www.eespa.eu/EESPA%20Press%20Release-2011-12-15.pdf we now have the organization in place to drive towards e-invoicing functioning “Just-like-payments. You sign...

22 Dec 2011
Innovation in Financial Services
Brett King

How the post office is killing identity verification

There has been a 25% decline in the total mail volume for the USPS (United States Postal Service) from 2006-2011, resulting in a $5.1 Billion loss in 2011 alone. Since 2007 the USPS has been unable to...

22 Dec 2011
Innovation in Financial Services
Pat Carroll

The security breaches of 2011

2011 presented some fascinating security breaches that could have been prevented. Here are my top three trends, and how to avoid them in 2012! Online identity and social media sites The successful lau...

21 Dec 2011
Innovation in Financial Services
Robert Siciliano

Securing New Digital Devices

Laptops, desktops, Macs, mobiles, and tablets are on many people’s wish lists this holiday season. Once these shiny new devices are connected to the Internet, they will be under siege by malware creat...

21 Dec 2011
Ruaidhri Garvey

Confirmation matching: Looking back.... to the future!

Even though the market for matching trade confirmations automatically is a mature one with many tools in place for more than a decade, manual processes still exist. Challenges including working with ...

20 Dec 2011