24 August 2016

Retail banking

Jack BurrowsCapco - London

CMA, PSD2 and API: A solution for open banking

23 August 2016  |  3320 views  |  0 comments | recommendations Recommends 1

Banks should avoid treating the delivery of CMA and PSD2 APIs as just another compliance project and instead take the same approach as when delivering new customer products such as mobile banking apps or mortgages On August 9, the Competition and Markets Authority (CMA) released the final report on its investigation into the retail banking market....

TagsMobile & onlineRetail banking
Jamie CampbellBud Financial - London

Change one small thing and turn your company into an ideas factory.

22 August 2016  |  2290 views  |  0 comments | recommendations Recommends 0

Good ideas are the cornerstone of innovation and progression. They create giddy excitement in meeting rooms around the world and turn failing businesses into successes stories. So why aren't companies having more of them? And why are good ideas so difficult to come by? There are plenty of causes, I'm sure, but this is one that's been overlooked fo...

TagsRetail bankingInnovation
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Christopher Evans
Christopher EvansCollinson Group - LONDON

Financial services must learn from the airline industry to retain mass affluent customers

19 August 2016  |  4644 views  |  1 comments | recommendations Recommends 0

Twenty years ago low cost airlines such as easyJet totally revolutionised the airline industry with a business model that fundamentally changed the way that people could fly. Comparisons can be drawn ...

TagsRetail bankingInnovation
Colin Gordon
Colin GordonNCR | Financial - Dundee

The ATM market is changing. What might the future look like?

18 August 2016  |  4762 views  |  0 comments | recommendations Recommends 0

Within the financial technology sector, the ATM is sometimes seen as an area of self-service that is seeing less use due to mobile or online adoption as consumers move towards e-money and contactless ...

TagsRetail bankingInnovation
Jonathan Charley
Jonathan CharleySAP - London

The unstoppable rise of robo-advisors

17 August 2016  |  4693 views  |  0 comments | recommendations Recommends 0

The Financial Times estimates that the market for funds advised by hybrid robo-human services will grow to $16.3 trillion worldwide in the next nine years. According to Swiss financial research compan...

TagsRetail bankingInnovation
Jonathan Charley
Jonathan CharleySAP - London

Digital Transformation in Banking isn't happening

15 August 2016  |  6231 views  |  6 comments | recommendations Recommends 0

There is a lot of talk about digital transformation by banks but the reality is that despite what they say they are not doing it. What the vast majority of banks are actually doing is digital enableme...

TagsRetail bankingInnovation
Jamie Campbell
Jamie CampbellBud Financial - London

The Russian Doll Paradox

15 August 2016  |  805 views  |  0 comments | recommendations Recommends 0

Wooden. Layered. Traditional. I could make the obvious "and thats just the banks!" joke, but I think I'll refrain. Russian nesting dolls (or matryoshka dolls) are weird little things. Normal...

TagsRetail bankingStart ups
Neil Clarke
Neil ClarkeVolante Technologies - London

The Race to Open Banking is underway

15 August 2016  |  3245 views  |  0 comments | recommendations Recommends 0

As the dust continues to settle after the momentous decision by UK to leave the EU, the implications in terms of EU regulation are pretty clear, with the FCA stating whilst the UK remains in the EU (f...

TagsPaymentsRetail banking
Nanda Kumar
Nanda KumarSunTec Business Solutions - Trivandrum

Security - worth paying for in a digital world?

12 August 2016  |  5194 views  |  0 comments | recommendations Recommends 0

When performing their daily banking routines, customers don’t want to be bothered by complex security features and authentication procedures. Today, they expect simple and fast user interfaces and oft...

TagsSecurityRetail banking
Sirpa Nordlund
Sirpa NordlundMobey Forum - helsinki

The moral wallet: Striking the right balance with end users

11 August 2016  |  3436 views  |  2 comments | recommendations Recommends 0

Even though studies are showing that an increasing number of users are giving the mobile wallet technology a try, only a few are reported to be using it on a continuous basis. Consumers say their top ...

TagsPaymentsRetail banking
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