14 December 2017

Open APIs

Carlos FigueredoOpen Vector Limited - London

Open Banking. Some regions have one thing right but banks in general still have one thing very wrong

7 hours ago  |  1004 views  |  0 comments | recommendations Recommends 2

Last month I spoke at the Nordics NextGen conference in Stockholm. The topic was open banking and PSD2 with a truly great panel, moderator and a full house of intertactive 400+ attendees and my first Nordics visit with open banking experience under my belt. There were two key learnings that I took away from my time there. 1) Clients at the for...

TagsPaymentsOpen APIsGroupOpen Banking
Hakan ErogluAccenture - Zurich

Comparing the Berlin Group and Open Banking UK API Standards for PSD2

13 December 2017  |  3263 views  |  0 comments | recommendations Recommends 0

Major changes are under way in Europe’s payments landscape. In the UK, the Competition & Markets Authority (CMA) has triggered a fundamental reshaping of the UK’s digital financial industry ecosystem through the Open Banking regulation. And in the EU, the PSD2 (Payment Services Directive 2) regulations – coming into force on 13 January 2018 – ...

TagsInnovationOpen APIsGroupOpen Banking
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Kunal Patel
Kunal PatelStartupbootcamp - FinTech Accelerator - Mumbai - India

Open Banking - Consumer Impact

05 December 2017  |  3745 views  |  0 comments | recommendations Recommends 0

I have read quite a lot on Open Banking over the last couple of years, what it means to the industry, the players and more importantly the consumer. The revised Payment Services Directive (PSD2) is re...

TagsRetail bankingOpen APIsGroupOpen Banking
Arturo González Mac Dowell
Arturo González Mac DowellEurobits Technologies - Madrid

Screen Scraping is Dead, Long Live Screen Scraping

30 November 2017  |  4259 views  |  1 comments | recommendations Recommends 2

Yesterday November 27, the European Commission published the final version of the long awaited PSD2 Regulatory Technical Standards on Secure Communications and Secure Customer Authentication. The SCA...

TagsPaymentsOpen APIsGroupOpen Banking
Kenneth Marritt
Kenneth MarrittMere Digital - Daresbury, United Kingdom

PSD2: Light At The End Of The Tunnel

25 November 2017  |  4008 views  |  0 comments | recommendations Recommends 0

As an avid fan of the Open Banking movement, I have tracked the implementation of PSD2 across Europe with much interest over the last few years. PSD2 aims to give customers control over their financi...

TagsPaymentsOpen APIsGroupOpen Banking
Johan Loennberg
Johan LoennbergComtrade Digital Services - Vienna

24-7 banking through chatbots or mobile apps?

16 November 2017  |  6305 views  |  0 comments | recommendations Recommends 0

The proliferation of smartphones and messaging apps and the always-on mentality of many consumers changed the communication behavior of people. What used to be communicated by using SMS messaging and ...

TagsRetail bankingOpen APIsGroupDigital Banking Trends
Shriyanka Hore
Shriyanka HoreIBM - Mumbai

If Banks could Do It like Nike !

15 November 2017  |  6170 views  |  0 comments | recommendations Recommends 0

When most sports apparel brands were losing out on differentiation and everybody had pretty much nailed the sneaker business and were losing precious business to cheap counterfeits, Nike decided to do...

TagsInnovationOpen APIs
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Human-centred approach to data leads the way to a smarter digital age

15 November 2017  |  2876 views  |  0 comments | recommendations Recommends 0

Borrowed most of this into my post (nbr 350 btw) from a paper by Markus Hautala and Antti Kettunen at Tieto. "... Trust in the digital age is broken. Can you remember the last time you got insura...

TagsInnovationOpen APIsGroupDisruption in Retail Banking
Damian Kimmelman
Damian KimmelmanDueDil - London

Information friction in finance is threatening the spirit of entrepreneurialism

14 November 2017  |  2177 views  |  0 comments | recommendations Recommends 0

Access to finance is consistently highlighted as a serious concern for small to medium businesses (SMEs), which is worrying considering they are the lifeblood of our economy. Their contribution to the...

TagsFinancial inclusionOpen APIsGroupOpen Banking
Kenneth Marritt
Kenneth MarrittMere Digital - Daresbury, United Kingdom

Open Banking: Pain Free Travel

11 November 2017  |  2239 views  |  0 comments | recommendations Recommends 0

I commute and stay in London each week and find the logistics of booking travel and accommodation painful. I have varying requirements for travel times, accommodation preferences and a strong desire f...

TagsInnovationOpen APIsGroupOpen Banking
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