26 May 2017


Stacey SmallThe Glue.com - London

PSD2 is fast approaching. Don’t bury your head in the sand

19 May 2017  |  6152 views  |  1 comments | recommendations Recommends 0

The PSD2 deadline is just seven months away, and we all know just how quickly time flies. Market feedback suggests that many financial institutions are still in the ‘reflection’ phase. So far, this year we have seen the EBA (European Banking Authority) publish the Regulatory Technical Standards (RTS) on Strong Customer Authentication (SCA) and com...

TagsRisk & regulationEBAdayGroupEBAday
Mark RantaACI Worldwide - Waltham

Heraclitus and the Future of Commercial Banking

12 May 2017  |  5504 views  |  0 comments | recommendations Recommends 0

Let’s clarify this before I lose anyone; the self-proclaimed “pioneer of wisdom,” noted Greek philosopher Heraclitus, is credited with the saying Panta rhei, "everything flows." More commonly, you have probably heard this as “the only constant is change,” but either way, this teaching has withstood the test of time, as it is not only app...

TagsEBAdayTransaction bankingGroupFuturistic Banking
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Anthony  Walton
Anthony WaltonIliad Solutions - Leeds

The biggest threat to the future of your payments business

09 May 2017  |  4644 views  |  3 comments | recommendations Recommends 0

I read a couple of articles this week which reinforced my belief that the biggest threat to most payments businesses is their inability to adapt quickly enough to the changing landscape. The first one...

TagsPaymentsEBAdayGroupTrends in Financial Services
Saloni Ramakrishna
Saloni RamakrishnaOracle - Bangalore

AnaCredit - the Nuanced regulation

24 April 2017  |  3793 views  |  2 comments | recommendations Recommends 0

I am quite fascinated with the European Central Bank’s (ECB’s) AnaCredit Regulation that came into effect on 18th May 2016 – A regulation that requires granular credit data sets from the national cent...

TagsRisk & regulationEBAdayGroupFinancial Services Regulation
Daniel Szmukler
Daniel SzmuklerEBA Group - Paris

Digitalisation, open banking, PSD2, instant payments remain hot topics for 2017

23 December 2016  |  9559 views  |  0 comments | recommendations Recommends 0

One does not have to be a clairvoyant to see that digitalisation, open banking, PSD2 and instant payments will be high on the industry’s agenda in 2017. Consequently, these topics will feature promine...

Nadish Lad
Nadish LadVolante Technologies - London

To on-board or not to on-board - that is the question

06 July 2016  |  4025 views  |  0 comments | recommendations Recommends 0

We recently attended two conferences within a space of four weeks - ACT 2016 at Liverpool and EBAday 2016 in Milan. A financial community family reunion to coin a phrase. The underlying theme at ACT ...

Ajit Tripathi
Ajit TripathiPwC - London

PSD2 aka Payment Services Directive 2: Identity, Reputation, Security and Privacy

08 June 2016  |  5869 views  |  5 comments | recommendations Recommends 2

Four Types of Regulation After having lived and worked in the US, UK, Switzerland, Japan and India, I have formed a view that each country's approach to regulation mirrors how we chastise kids in the ...

Hannah Preston
Hannah PrestonCA - London

Biggest change to 3D Secure in a decade

04 May 2016  |  2727 views  |  0 comments | recommendations Recommends 0

EMVCo’s new development will utilize richer cardholder [and device] data during the transaction which will result in far fewer password interruptions as stated in this MasterCard press release. One of...

Hannah Preston
Hannah PrestonCA - London

Banks want to be password free within 18 months; here are 5 steps that can help you get started

15 April 2016  |  4273 views  |  0 comments | recommendations Recommends 0

The most frequently asked question I get from banks is "What do we need to think about if we want to move away from passwords?" So I've taken the liberty to create this write-up, with the go...

TagsRetail bankingEBAday
Daniel Szmukler
Daniel SzmuklerEBA Group - Paris

PSD2: Increasing customer relevance in the digital era

14 December 2015  |  3636 views  |  0 comments | recommendations Recommends 0

2016 will be another decisive year for the payments industry, as it should become clearer how the provisions on access to Payment Initiation and Account Information services (XS2A) as part of the revi...

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