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Pat Carroll

Predictions for 2014: Voice Biometrics Go Mainstream? Part 2

2014 will also see Voice Biometrics becoming mainstream. Apple have paved the way for biometrics to be adopted in a mainstream manner with the introduction of fingerprint readers on the iPhone. Voice ...

24 Jan 2014
Innovation in Financial Services
A Finextra Member

Risky business: Mitigating operational risk

Since the 2008 crisis, regulators (and therefore banks) have focussed on monitoring and understanding the risks in our financial system. This has led to the creation of a number of high profile regula...

24 Jan 2014
A Finextra Member

PRA publishes rulebook for CRD IV

The Prudential Regulatory Authority (PRA) is rewriting its handbook in order to create the PRA rulebook that will apply only to PRA authorised firms. The rulebook will aim to be consistent with PRA o...

23 Jan 2014
Financial Services Regulation
A Finextra Member

FCA confirms policy development timelines

The Financial Conduct Authority (FCA) has published its ninth policy development update which contains a timetable of forthcoming publications including: In Q1/2 2014 a policy statement to CP13/5 on ...

23 Jan 2014
Financial Services Regulation
A Finextra Member

Its a fine world for the cheque?

Picture the scene. I arrive last Sunday to participate in a sporting event. I park my car in a public car park next to the venue, a landscape of hills and woods. I sign on, warm up and spend the next ...

23 Jan 2014
Elton Cane

Are QR codes at a dead-end?

I can't say I was too surprised to see that Swedbank has scrapped its QR-code payment initiative. While the scanning of a QR-code could feasibly be used to trigger any function or transaction that ca...

23 Jan 2014
Future Finance
Amit Dua

Making Social Count

The banking sector's approach to social media thus far can broadly be described as 'willing but watchful'. That's understandable, considering the compliance risks of committing to a medium where regul...

23 Jan 2014
Elton Cane

Australia to kill off credit card signatures

Well, it looks like I'll finally have to remember the PIN on my infrequently used credit card. Visa and Mastercard have got their way after lobbying regulators so come August 1, POS terminals will on...

23 Jan 2014
Future Finance
A Finextra Member

T-Mobile US says to expand into banking cards

T-Mobile US is stepping beyond cellphones and offering payment cards in the latest effort to differentiate its service from bigger rivals. The No. 4 U.S. mobile provider said it is offering a Visa car...

23 Jan 2014
A Finextra Member

Complaints, trust and selling in newly regulated markets

The financial services industry is bracing itself for the Financial Conduct Authority’s half-yearly update of customer complaints against firms in early April. The FCA is driving cultural change in th...

23 Jan 2014
Amit Agrawal

Why do RWA differ across countries

Risk Weights Assets (RWA) allocate an amount of capital to the assets held by a financial institution as a function of their risk perception and the origination nature (the higher the perceived risk, ...

23 Jan 2014
Financial Risk Management
A Finextra Member

Brazil Nota Fiscal - OnPremise versus Cloud Part 6

Brazil Nota Fiscal version 3.1– (Part 6 of 6) OnPremise NFe Solutions or Cloud and Managed Service: Top 5 Reasons Why Companies are Using Brazil version 3.1 to Transition off of on-premise solutions ...

22 Jan 2014
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