Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
Today’s consumers are bombarded by an increasing number of marketing campaigns and offers, through the proliferation of communications channels. They are also becoming more discerning and savvy, infl...
As we begin 2015, banks and other financial institutions could be forgiven if they feel a sense of ‘regulatory fatigue’. This is understandable as it is now clear that regulation is here to stay for t...
There seems to be some shock that bank execs might be dissatisfied with Big Data. Big Data (the ability to analyse and understand massive data sets) has been heralded as revolutionary for financial ...
Few would disagree that innovation is necessary in order for companies to thrive. If you have been following the mobile payments space, it seems a week doesn’t go by without a new solution being an
According to the Global Economic Prospects annual report from World Bank just released, growth in 2014 was lower than expected. Global growth is expected to rise moderately to 3% in 2015, while high-i...
It’s called Chameleon—a computer virus—but maybe it should be called FrankenVirus. You wouldn’t believe what it can do: literally move through the air, as in airborne—like a biological pathogen. And...
Transformation is the new buzz word in the business environment. Every Bank and Financial Institution (FIs) has initiated some programme for this and has set aside budgets to achieve transformation. A...
Financial market structure changes, largely driven by G20 reforms, are arguably the catalyst to the inefficiency and ever increasing liquidity drought in the secondary european corporate bond markets ...
I’ve written before about Bitcoin and so this time I want to move away from crypto currencies towards some of the underlying technology; specifically technology being built by Ripple Labs. Ripple is ...
Swathes of regulatory change have had a lasting and profound effect on the financial services sector. However, technological change and massive IT disruption is becoming increasingly important, speci...
New account opening and subsequent customer on-boarding process is going through seismic shift due to change in customer's behaviour and rapid technology adoption. Customers are entering into anytime-...
Most people in developed countries are comfortable paying with plastic cards (i.e., debit or credit cards issued by banks); however, for the bulk of people in the world—cash is still king. Although