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Bo Harald

Demise of cash continuing in Finland

A population of 5,5m (and some tourists) produced the following ATM volumes: Million times/billion €s: 2014: 145,1 million times/14,4billion € 2015: 137,1m/13,9bn 2016: 124,3m/13,0bn 2017: NA yet m/12...

29 Jul 2018
Payments strategies 2015-2020-2030
Bob Lyddon

Research phase of Project Carlton, new UK payment services design

Two weeks ago, in a blog here on Finextra, we stated that our company had obtained initial funding and support for a project to design a new suite of UK payment services, to set against those being im...

20 Jul 2018
Transaction Banking
Jared Ronski

5 Tips to Streamline Ecommerce Payments and Improve Customer Experience at Checkout

Digital payments are on the rise, and if you’re an ecommerce merchant, you’ll want to capitalize on this growth. But as this sector continues to become more popular, payment processing systems have t...

16 Jul 2018
Payments strategies 2015-2020-2030
Ketharaman Swaminathan

Beware Of Committing Harakiri By Lying With Big Data

I recently saw the following post on LinkedIn: “95% of banks in the study have created innovation labs.” This figure seemed extremely high to me. I did a quick-and-dirty survey of three banks in my ci...

16 Jul 2018
Bob Lyddon

Wolfsberg Group should publish its Competition Law advice about its Country Risk FAQs, as a starter

We just sent the third and final call in our series to the Wolfsberg Group, this time regarding the “Country Risk – Frequently Asked Questions” that Wolfsberg issued in March 2018. We are asking that ...

11 Jul 2018
Transaction Banking
Uri Rivner

World Cup: When Russia plays, what happens to Global Cybercrime?

The World Cup! The largest, most anticipated sports event in the known universe. Millions of football fans are passionately supporting their national teams. But what are Cybercriminals doing in the me...

11 Jul 2018
Information Security
James Eardley

The Bank of One: Taking personalisation to the ultimate level

The theory of the ‘Bank of One’ is well-rehearsed. Today’s tech-savvy consumers are demanding banking services tailored to their particular requirements. They see financial services as an enabler for ...

11 Jul 2018
Banking Strategy, Digital and Transformation
Marten Nelson

It’s time for a serious open banking standard

Steve Kirsch, CEO and Founder, Token There are four things that should now be crystal clear to everyone involved in open banking: 1. Open banking has arrived. It was the #1 topic at Money 20/20 Eu...

10 Jul 2018
Open Banking
Retired Member

How PSD2 will influence the Corporate Banking Payments landscape for the better using Biometrics

Transaction processing for corporate banking operations are on a completely different scale to the retail-banking world in terms of both value and volume. The resultant revenues form one of the main ...

09 Jul 2018
Bob Lyddon

UK New Payment System Operator - the wrong direction and we need a new one

The UK’s New Payment System Operator is well adrift of the problems facing UK payment service users (e.g. lack of access to free ATMs, high fees on card payments for merchants, dwindling cash collecti...

03 Jul 2018
Transaction Banking
Hakan Eroglu

Quo vadis PSD2 RTS? A view on EBA’s recent Opinion Paper on RTS implementation

In combination, the EU’s Second Payment Services Directive (PSD2) – and the European Banking Authority’s (EBA’s) related Regulatory Technical Standards (RTS) on Strong Customer Authentication (SCA) an...

28 Jun 2018
Open Banking
Sudhesh Giriyan

Collaboration: The key to customer stickiness

Competition has long been heralded as key to driving economies and industries forward. When firms compete, it’s believed that consumers get the best possible prices, quantity, and quality of goods and...

27 Jun 2018