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One of the assumptions made by many in the post-Fintech world is that banks and other incumbents are engaged in a fight to the death over an already saturated marketplace; that this war for a finite m...
Nobody ever said it would be easy 2017 has seen the rules change, the financial services sector will never be the same again. Competition is rife, regulation is overwhelming, and customer attitudes ar...
The hot topics in retail banking are becoming increasingly clear as banks start to consider much more strongly their approaches and strategies for the digital economy. Broadly speaking, three themes ...
The investment Banking Industry is in the state flux. Digital revolution, increased regulation, and seismic shifts, the industry is now aware of the threat that they have been trying to stay ahead. Ev...
Alessandro Petroni, Global Head of Strategy, Financial Services at Red Hat and Parviz Peiravi, CTO Financial Services, Intel sat down together at SIBOS to discuss the technological innovations that fi...
An ESMA Q&A published this week provides some further guidance regarding the authorization of sub-delegated DEA providers, but it still leaves room for uncertainty. The Q&A draws a distinctio...
It’s crunch time for real-time payments in the US, since The Clearing House’s new rails went live in mid-November. It’ll be a phased roll-out, with eight or nine banks starting this year – and all 25 ...
By Dr. Roboadvice Banks have been growing their cost/income ratios with serious cost reductions since 2008. But from now on, the real breakthroughs will primarily have to come from income growth. Onli...
Chatbots, the human side of artificial intelligence, are showing significant signs of market growth, primarily due to the ability to make material reductions in costs, whilst delivering superior custo...
Blockchain is very exciting for many and offers tremendous opportunities to make processes more efficient, create new markets and change existing market infrastructure. A lot of people are also joinin...
The Internet. Nothing has disrupted our lives more. And one of the biggest more recent disruptions has been in the financial industry. While alternative banking first began with PayPal, the developmen...
Cashless Society - To be, or not to be? To replace any commodity that is in existence for hundreds of years in trade is a phenomenal task. Statistics from European Central Bank show that banknotes i...