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A current total of 35 million smart card users equates to 1% of mobile phone users. Even if smart card issuance rises to the Smart Card Alliances predicted 60 million in 2008 the market falls far shor...
Almost daily I seem to be faced with "fingerprint this", "eyeball that" and "pheromone the other" as a means of adding "security" to the card transaction proces...
Here we are again! Now another survey – this one from the International Trade Union Confederation (ITUC) - tells us that women around the world are being paid 16% less than their male counterparts. Th...
(Core systems replacement – evaluating your options) Ownership is the thing. Whose systems are they after all? Putting the ownership of the core-banking systems back where it belongs, with the bank...
Ok it seems unlikely to an old cynic like me. I've not been a huge fan of the Safari browser but I'm willing to give it another go. Apple have released a new version for Mac and Windows. According to...
What an amazing current financial set up; the US Sub Prime market (remind anyone of a certain age of junk bonds?), the falling US$, a weak £STG, oil at $100 a barrel and gold at $1,000 an ounce, pla
We face a real and present threat to our national security. This threat originates from both domestic and foreign sources. As an increasing number of countries move to adopt secure credit card transac...
The US - Looking at GDP growth, cost of living increases for average families, cargo container imports and trucking activity suggests the US is well into 'recession'. Bear Stearns isn't the end of th...
In one of my earlier blogs, I laid out the opportunity of mobile numbers being used as 'citizen ID' and enabling access to credit to the huge mass of unbanked citizens of the world. Well, I now go a s...
I stumbled across a genuinely fun and interesting site today, which features items such as as the all time worst Apple products so I thought mentioning it might help to crush the myth that I'm some s...
I can’t fault her for trying. I guess it seemed like a good idea and a bold step towards freedom from the bonds of 20th century banking. “She” is a member of my staff based in the USA; let’s call ...
We know it costs more money to recruit a new customer than to cross-sell to an existing customer. We know also that a satisfied customer is a happy customer and good for some free word-of-mouth market...