Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
Food for thought for those in a hurry: why doesn't a card payment terminal need to check with all other terminals worldwide that your card is genuine?.. Bitcoin hype seems to be superseded by its bloc...
The majority of financial sector organisations have started to recognise the need to implement new technologies. In recent months big retail banks around the globe have publically adopted the next big...
Trading exchanges by charging for data feeds have suddenly perched themselves above the radar and now serious questions need answering and perhaps addressing ? Recent years have questioned whether ...
The perceived wisdom of the economic press is that the bank of Japan’s move to apply negative interest rates against central bank reserves is designed to encourage banks to lend to businesses, rather...
In my previous article I attempted to reframe the “Fintech debate” into one centred around its goal (competition) rather than its means (Innovation, Fintecth, etc.). In this piece I would like to off...
According to a recent report by Citi, cash is slowly but steadily on its way out. At the same time, questions are being raised on why we should not accelerate the transition as much as possible. Co
Never have the words of King Henry IV from Shakespeare’s Henry IV, Part II (“Uneasy lies the head that wears the crown”) seemed more apt than with the Senior Managers Regime (SMR). SMR comes into forc...
Self-match prevention (SMP) is offered by many exchanges – CME, ICE, Turquoise and BATS among them – and by the more advanced order management systems. In most cases, employing an SMP check is vol...
2015 has been the year of security breaches and regulatory fines but also the year when terms like Shadow IT, Internet of Things as well as new collaboration & productivity tools made headlines. H...
Many of you feel very strongly about passwords, but the fact is … they have to go because of the large volume of hacks or frauds taking place putting you and also your money at risk! It is true, stron...
When it comes to client lifecycle management (CLM), including sales, onboarding, global KYC, credit through to fulfillment, offboarding and servicing, banks and their corporate clients agree: The expe...
Mobile Money or M-Money refers to financial transactions or services that can be carried out using a mobile device what ever this is but for Payments Revolution; Speed is The King. Very popular pheno...