How building intelligence bridges can transform risk and compliance

Anti-Money Laundering (AML) and transaction monitoring processes are becoming usual practices in today’s financial environment due to the increasing enforcement of more and more regulations. In recent...

How banks avoid extinction

I have never been as torn about the future prospects of banking as I am now. Even during the Icelandic financial crisis of 2008, my mind was not as close to blowing up as it is today. I am scared that...

Understanding the quality of FX liquidity provision - why not all FX liquidity is created equal

Global FX markets are in transition, the catalysts include tougher regulation, higher capital costs and reductions in leverage ratios. As a result, we are seeing continued fragmentation of liquidity a...

Innovation in Financial Services

Could Regulators perform AML in a Blockchain World?

Before you say "that is a crazy idea", stop and think. It sounded crazy to me as well but after some thinking I have concluded that it has merits. Here's why. First, let's check the state

Understanding Futures Transaction Flow - Basic Introduction

I have used the following flow diagram (included at the end of this post) to explain to many people how someone trading a listed future contract on a screen actually has money moved into our out of th...

Capital Markets Technology

Blockchain: Time To Get Your Feet Wet

If you haven’t dipped your toe in the blockchain water yet, then it’s time to start. Your competitors are. After all the talking and evaluating in 2016, we’re now seeing banks embark on pilot projec...

2017: THE YEAR FOR CUSTOMER ENGAGEMENT

Social and digital technologies have been revolutionising customer engagement since the dawn of the digital age. However, now more than ever, there is increasing pressure on companies and institutions...

FRTB - The democratization and level playing field for the Trading book and Banking book

FRTB can be summarized in three lines as follows: - Close the loop hole of Capital Arbitrage between the Trading and the Banking books - Calculate the Capital as if the banks are in ...

Connecting customers 3.0

Banks have helped customers to connect since ancient times. Credit payments, card payments, letters of credit, collections, bank guarantees, securities transactions, project financing etc. This all be...

Innovation in Financial Services

Why User Experience Engineering is a Must in Financial Industry for 2017

The essence of user experience engineering There are millions of problems customers face every day. Any successful business starts with a solution-to-solve problem, but not every solution is usable en...

Innovation in Financial Services

7 Chief Risk Officer Priorities for 2017

In December, I attended the Amsterdam RiskMinds Conference, which highlighted current priorities of Chief Risk Officers [CROs] and risk professionals. Having reflected over Christmas sherry and Maria...

What does the DTCC announcement mean for the future of Blockchain and Bitcoin?

The recent announcement from DTCC, a financial industry services leader processing trillions of dollars of securities transactions on a daily basis, concerning the unveiling of a credit derivatives po...

Innovation in Financial Services