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Digital fiat currency A recent presentation and blog by David Andolfatto of the St Louis Fed discusses the idea of a government-backed digital currency – exactly like Bitcoin, but issued by the Fed a...
While world is transitioning to digital economy, its Important to notice the rise of IoST (Internet of smart things). According to Gartner there are 3 trends driving Digital Business; And intelligent ...
In English, a “moving target” is when you set your expectation for something – some task, some desirable outcome, a target, and then when it is met you ‘move the target’ and set another expectation. I...
Recently on the BBC consumers affairs program highlighted complaints being raised by small UK retailers of the costs from transactions where card details are reported lost or stolen after the transact...
I was discussing the future of UK bank accounts with Simon Deane-Johns from Keystone Law and he pointed me to a response from the Finance Innovation Lab to Competition and Markets Authority (CMA). htt...
It's been a while since I blogged here at Finextra. Several of my regular followers were curious as to why I am staying below the radar. Firstly, we are nearing the launch of MultiPass pilot with a m...
The financial industry is ripe for change and innovation. Some of these changes are being mandated by regulators. Other disruptions are coming from new technologies such as the rise of apps, mobile de...
We’ve long heard that the year of mobile payments has arrived. 2015 began in much the same way. This year however is markedly different as Apple’s latest company earnings validated claims that 2015 is...
Finovate Europe is done and dusted for another year. So what was different about this year and last? Well...lots. First of all it was bigger – 30% more attendees with numbers hitting around 1300. Mo
It has been an exciting month for Google’s fintech developments. Last week, it announced a payments service which will allow customers to settle debts and transfer funds via Gmail by simply clicking o...
To be Agile or agile – it is all in the capitalisation! “Are you familiar with “agile methodologies” is a question I am increasingly asked as a change professional and my answer is “Yes”. The problem ...
In most changes the "big picture" is good enough, but the devil is in the detail; that is where the problems come to light. It seems to me that in this case of breaking Greece out of the Eur...