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In my previous post we highlighted the opportunity that an increasingly prosperous Africa presents for fast moving consumer goods companies (FMCGs). This opportunity is particularly big for the brewi...
Today’s organisations need to be transparent. They need to have quick access to their data so that they can prove in the event of an audit that they are abiding the regulations and mandates demanded o...
"A desk is a dangerous place from which to view the world." John le Carré. As I near my 60th birthday I find I am reflecting on and analysing the time when I entered the City and the interv...
The timetable of legislative proposals from March to December 2013 has been published. The Securities Law Regulation intended to reduce divergence between national laws on book entry securities is no...
In what was the expected uninspiring budget, considering the confines of what the Chancellor could work with, he managed to pluck a real plum that could have considerable long term benefits for the ec...
As rumor says, Apple will introduce new fingerprint scanning to open iPhone but may also introduce fingerprint to accept payments. In technical standards it sounds really secure solution, but there ar...
I find myself at the forefront of many debates these days. And I’m not talking about politics, but rather how we will pay for products or services in the future. A year ago, the topic of mobile paymen...
Can a solution based on Faster Payments become a viable alternative to the card schemes in the UK?.. I (very much) think so. Faster Payments service is based on the "account to account" syst...
Every market change provides opportunities for those willing to adapt. Darwinian as that is, it’s often the case that the largest are most reluctant or slowest to adapt. With investors pushing for a...
This survey from Avaya and Sabio caught my eye recently as it shows how concerned consumers are about data privacy and security. And it is an unfortunate fact that financial institutions are the ones ...
Coming out of the financial crisis the banking industry has found itself under scrutiny with regards to its resilience and questions have been raised about financial institutions’ abilities to weather...
As part of the transition to the single financial services rulebook, the Economic and Monetary Affairs Committee (ECON) of the European Parliament has published a public consultation asking: whether ...