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At last week’s World Economic Forum in Davos, the official theme of the meeting was “mastering the fourth industrial revolution”, also known as Industry 4.0. Leading global thinkers have defined this ...
A year ago I published my predictions for the payments landscape in 2015 on my linkedin profile https://uk.linkedin.com/in/jeremylight1. I will publish a summary on how they fared when more statistics...
Despite recently shelving its plans for a thematic review into the relationship between banking culture and market abuse – a decision that surprised many people in the market - the whole area of cultu...
Is MiFID II really going to force investment firms to pass around huge amounts of personal, identifiable information? Will competitors and counterparties learn way too much about your business? While ...
I recently read a thought provoking article by Klaus Schwab, called ‘The Fourth Industrial Revolution: what it means, how to respond’. At the beginning of the article Schwab describes the first three...
Regulation, regulation, regulation. In the property market there is a saying: “location is everything.” In capital markets in 2016 the saying will be: “regulation is everything.” The backlash from ri...
As many have said before, distributed financial technologies in the retail payment space feels like the Internet in the mid-90s with lots of potential and expectation but not a lot of action. And just...
We recently took part in a Financial Services event in London attended by the High Street banks we all know and some newer names to banking, notably Atom and Tandem. The presentations pointed out both...
2016 was meant to be a key year from a regulatory compliance standpoint. This perception was mostly driven by the timeline of MiFID II / MiFIR, the giant that dwarfs its predecessor in complexity and ...
If it’s true, as we often hear, that the consumer has finally lost patience with his or her bank, insurer, mortgage lender or wealth manager, then can we look forward to a ‘two speed FS’ emerging? 1...
Bancassurance is one of the most profitable partnerships banks have, as the name implies, with insurance companies. This means insurance companies sell their products via bank’s online and offline cha...
Capital markets are in a state of flux thanks to new regulations and disruptive competition from fintech, so 2016 will be the year that defines the way financial services companies can move forward. T...