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Who’d ever think that 50 years ago, your money was safer in your bank account than it is today in this “modern” age: remote theft. If you bank with a large or small bank, your account may be at risk b...
Apple Pay, Google Wallet, Samsung Pay and PayPal are just a few of the solutions which financial technology commentators predict will bring about the downfall of cash and the plastic card. Others pred...
Disruption, is a fascinating interest of mine, the magnitude occurring in energy, cars, Internet of Things and financial fronts is just amazing in its breadth and speed. On the energy front, U.S. grow...
When a consulting firm says it has a "practice", what does that really mean? If you are asked to join a practice what can and indeed should you expect? Many progressive consultancies, offer ...
It seems that more and more today, in the world of financial services technology, revolution is very much disrupting the path of evolution that we have tended to follow. Financial institutions and ind...
The recent release of a report by the FDIC on Branch actiivity proclaims proudly that branches are here to stay, at least for the timebeing, and there is little sign of a downturn. There are some seri...
HSBC's oldest customer to download its banking app was 108 years old!!! FDIC says that “In terms of technological change, there is little evidence that the emergence of new electronic channels for del...
FS industry is going through a big disruption cycle, where they are trying to redefine the business model, create and sell differentiated product and services, engage customer and community at large t...
We’ve just heard that Samsung is to buy LoopPay. What’s significant about LoopPay? Well, they have an interesting technology that adds a small piece of hardware to your mobile phone (various forms are...
We are almost at the end of February and in the world of change in the City of London (and maybe elsewhere?) it feels as if 2015 is off to a very slow start. This is in direct contrast to the previous...
Mobile money has made significant strides over this past decade. Despite the projected growth in mobile money (especially in emerging markets), we believe the time has come for “Mobile Money versio
The announcement that new derivatives exchange GMEX has received investment from SocGen reopened the debate here as to the future of rates trading and who the likely winners are going to be. Reliable...