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As India moves to curb its cash-driven economy, will it pave the way toward a more digital economy? Cash is king in India. More than half the population does not have access to the formal banking sys...
In an age when data privacy scare stories hit the headlines on almost a daily basis, it is perhaps surprising that there is a need to raise awareness of the issue. But, alas, the 28th January marks Da...
There is still a disconnect between banks and their customers, a legacy of the financial crisis. Banks are battling to regain public trust, while trying to protect their customer base from aggressive ...
With hindsight, last year’s discussion about the differences in defining direct electronic access (DEA) under MiFID II and RegAT may have been somewhat premature. Firstly, with the change in both the ...
Small businesses have long been hailed as the backbone of the UK economy – and rightly so. At the start of 2016 the combined annual turnover of SMEs was £1.8 trillion, so it’s no surprise Philip Hammo...
We are increasingly being equipped with newer and better payment methodologies. At the latest 2017 chapter of Consumer Electronics Show or CES, we have seen a few of these new approaches. While all th...
The potential for banks and FinTech apps to work together is endless. FinTech has significantly altered the banking landscape, triggering Financial Institutions to rethink traditional banking. The exp...
Abstract – Drive against Cash or case against Cash is on its way with full swing across the globe and in India specifically this is going on a scale which is bigger then world war-2 (Just guessing). T...
Last year August I wrote a blog on blockchain and trade finance. There I described the various pilots and plans for using this technology in the trade space. In that month, the bank-backed R3CEV blo
Online banking didn’t eliminate the opportunities for thieves. Moreover, it even helped the criminals do their deeds. Armed bank robberies still happen and crooks have new doors to break in: now they ...
In November 2016, The European Commission (EC) announced a proposal for new rules to ensure that Central Clearing Counterparties (CCPs) are dealt with more effectively when things go wrong. There has ...
Political shocks such as Brexit and the U.S. election of Donald Trump jolted the foreign exchange markets in 2016, fueling more trading activity for hedge funds and bank trading rooms. Uncertainty a