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If you remember, I made a few predictions about 2011 about a year ago. Time to check whether they were realised or not ... 1. Prediction: UK cheque usage drops massively. The UK Payments Council says...
What’s going to get us out of the doldrums? Growth of course! What’s going to drive growth? Increased business activity! While we are being told this, there are a whole range of factors that are go...
Interesting to read the venerable Leo Melamed’s open letter in the FT this week on HFT and regulators. The CME’s chairman emeritus certainly makes a good point when he says that trying to stifle inno...
The second most viewed post last year states that e-banking is not ready: https://www.finextra.com/blogs/fullblog.aspx?blogid=5353 The points raised can be crystallized as follows: 1. New generations...
Walk by the enormous gift card displays at big box retailers like Walmart, Target, and Best Buy, and you will see gift cards for Facebook Credits in $10, $25, and $50 denominations (Credits are curren...
In the past, I’ve given several reasons to explain my preference for printed bills and statements (hyperlink to personal blog post not included). When I received the following SMS recently, I began wo...
It is the New Year and we have decided to share with you our predictions for the payments industry for the next 12 months. This is always a tricky task, especially as the last couple of years have bro...
Of my 2011 posts the Heavyweight support for ISO20022 e-invoicing message standard https://www.finextra.com/blogs/fullblog.aspx?blogid=5081 was the most viewed one. I certainly hope this is symptomati...
Many of us will have come back from the extended holiday period ready to start the New Year with a bang, only to realise that we’ve forgotten our computer password and can’t do anything until the IT d...
Consumer data is so valuable these days that I wouldn’t be surprised if a commodities exchange opened up to support the buying and selling of this precious material. If in fact it was available for p...
About a year ago, in my blog ‘On your marks for SEPA’, I commented on the European Commission’s proposals for the setting of end dates for the migration from legacy instruments to SEPA credit transfer...
Happy 2012. In this second part of my post I will address other points that make the experience of B2B solution providers so relevant to those financial institutions involved in developing global tran...