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David Andrzejek

PSD2 could finally disrupt financial services

The financial services industry has arguably the most ground to make up to modernise its digital offering. As such, IT directors will have already saved the date of the EU’s open banking directive, ot...

13 Jul 2016
Retired Member

Banks and Fintech - Journey to the Digital Enterprise

Financial Industry has always been driven by technology. Whether it was advent of ATM machines, Credit Cards or any new innovation, Banks have always adopted to better serve its customers. Recently we...

08 Jul 2016
Ketharaman Swaminathan

Enhanced Remittance Data Could Multiply Electronic Fund Transfer Volumes

My property management company in UK wanted me to link the following information to my monthly rent payment: MCS MERIDIAN CLIENT ACCOUNT HOUSE RENT 98 MERIDIAN PLACE JUN 2008 There was no way I could ...

05 Jul 2016
Tushar Chitra

Risks vs Rewards: The Dynamics of Debt Collection

A joint study conducted by the Urban Institute and Encore Capital Group's Consumer Credit Research Institute showed that about 77 million Americans currently have a debt in collections, which amounts ...

04 Jul 2016
Graham Seel

Can FinTech Companies Thrive in Community Banking?

There are over 6,000 community banks in the US. Many of these manage significant assets, and have meaningful IT budgets. Their small business and consumer customers are looking for competitive digital...

02 Jul 2016
Innovation in Financial Services
Vinod Sharma

FinTech the Champion of -Banking- Services

Abstract - Cashless or LessCash are terms, which are often interchanged, which in most cases create confusion amongst consumers and to some extend new startups. If we are to consider the Asia-Pacific ...

28 Jun 2016
Innovation in Financial Services
Venkatesh P

Fintech and its impact on financial executive

In financial services institutions, Chief Financial Officers (CFOs) play a key role in managing cost control initiatives in line with the growth plans. They are in the driving seat of many such initia...

27 Jun 2016
Tushar Chitra

Off the Beaten Path: Exploring Banking Solutions for Women Owned SMEs

Women make up more than half of the world’s population and studies predict that in a decade their impact on the global economy as entrepreneurs, employees, producers and consumers will be as significa...

27 Jun 2016
Retired Member

UK FinTech: Life after Brexit

Eight weeks ago I wrote Part 1 of this post called #Brexit good for UK #FinTech and got an overwhelming response - mostly abuse! 😫? I had to double check my post to make sure I hadn't inadvertently ...

25 Jun 2016
Richard Broadbent

Positioning the customer at the heart of the mutual sector

With consumers being given more choice than ever before, banks and building societies continue to be challenged as to how, when and where they deliver services to their customers. High street banks ar...

23 Jun 2016
Retired Member

Overcoming apathy in banking

Brand loyalty isn’t what it used to be in financial services. Gone are the days where bank managers were considered trusted advisors and confidants to customers. They’ve been replaced by mobile apps a...

21 Jun 2016
Retired Member

MAS initiative towards Fintech innovation and improving user’s data privacy

More and more third-parties are requesting to access users’ financial and accounts information to run their apps, one of the most common use-cases is account aggregation and personal financial managem...

20 Jun 2016