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Ever since Google announced the availability of Host Card Emulation (HCE) in the last version of Android, the discussion in the world of mobile payments has taken a very interesting turn. Banks that ...
The Bacs 3-day payment processing cycle just isn’t fast enough for a lot of businesses these days, with many now relying on Faster Payments to meet their needs. When it was launched in 2008, Faster Pa...
The dust hasn't settled yet even though it's been 34 years since the birth (1981) of electronic payments. CheckFree was the "baby." Peter Kight was the "father." As with other ...
A new iPhone is imminent and again there is much fascination in the payments world as to whether Apple will finally join the near field communications (NFC) fray. It now appears that the iPhone 6, whi...
If you've been waiting for news regarding Coin Card, then you've got a longer wait than expected. Coin launched with HUGE fanfare in November of 2013, promising to revolutionize your credit card by al...
In my previous blog I suggested that we need to understand what was behind the Cloud promise. It can’t simply be that whatever the question, the answer is the Cloud. It is imperative that we conside...
Question to all bank CEO: Why Ýour' Bank is not encashing on their strengths and why wallets are taking birth like dime-a-dozen. Wallets would survive only in that country where cost of banking transa...
“3D Secure is about as helpful as a chocolate fire guard.” Merchant view of 3D Secure, as succinctly expressed on Twitter. For a number of years, the payments industry has associated 3D Secure with a...
I was surprised to read the other day that despite all the hype, still only about 1 percent of commerce transactions happen in mobile devices according to eMarketer. Even total e-commerce, around fro...
Since Google announced support for host card emulation (HCE) in Android KitKat 4.4 last year, the industry has been divided. Many recognize the value and opportunity that this brings to banks and othe...
Payment Services Directive 2.0, Why “PSD2” is A Much-Needed Step Towards Uniformity and Accountability in the European Payments Industry Rules and regulations serve many purposes, from ensuring that
Organisations competing in the world of finance are working within a tsunami of regulatory boundaries, which are in place to ensure the right outcomes are generated for individuals, but also present a...