Instigate change. Start a new collaborative Blog Group

Create group
Blogs
A Finextra Member

Google Wallet is losing money on EVERY transaction

At launch, Google Wallet (GW) was based on Trusted Service Manager (TSM) business model, similar to the one still favoured by the mobile network operators (MNOs), e.g. ISIS. Under that scenario, GW o...

29 Aug 2012
Innovation in Financial Services
A Finextra Member

Google takes its wallet to the cloud

Google is trying to inject new life into its mobile wallet platform by launching a cloud-based version of the app that can be linked to Visa, American Express and Discover cards. Will it be enough? ...

22 Aug 2012
Innovation in Financial Services
A Finextra Member

Deja vu

Visa Europe targeted by the EC on credit card interchange fees Haven’t we been here before? The EC says Visa Europe's cross-border credit cardinterchange fees restrict competition between banks and in...

22 Aug 2012
Payments strategies 2015-2020-2030
Matthew Talbot

Banks Now Lead the Charge in Developing Markets

The M-PESA mobile money transfer and payments service took the world by surprise in 2007 when it debuted a successful business based on serving an previously underserved population: the rural poor. Mo...

21 Aug 2012
Ketharaman Swaminathan

Web - The Forgotten Channel?

According to many recent analyst reports, including the World Retail Banking Report 2012 co-authored by Cap Gemini and EFMA, customers are viewing the Internet - alongside the branch - as one of the ...

20 Aug 2012
A Finextra Member

Square up with mobile

Famous for its mobile payments solution, Jack Dorsey’s Square is already exceptionally popular with merchants in the US. For several years the innovative payments dongle has allowed small businesses (...

17 Aug 2012
Finance 2.0
A Finextra Member

Get set for real-time payments down under

The Reserve Bank of Australia (RBA) has been encouraging Australian banks to innovate for some time now. In a consultation paper released earlier this year, the Central Bank highlighted calls for th...

16 Aug 2012
Elizabeth Lumley

Mo Money, Mo Problems

Does anyone remember the scene from season five of The Wire, when Proposition Joe starts laundering the money from the New Day Co-op drug cartel in an off-shore bank in Antilles? (If not, get the box ...

15 Aug 2012
Finance 2.0
A Finextra Member

London Olympics shows the cashless society has arrived

The Olympics has been touted as the biggest test ground ever seen for the mobile payments industry. Millions of tickets went on sale and sports venues around the country were kitted out with state of ...

14 Aug 2012
Finance 2.0
A Finextra Member

What's missing in remote mobile payments?

As we all know, around three-quarters of the world's population have access to a mobile phone. However, also according to the World Bank, globally, only 3% of people use mobile phones to receive mone...

09 Aug 2012
Brett King

What does Square plus Starbucks mean for US payments?

Square and Starbucks just announced their intent to form a partnership for the purpose of improving or 'revolutionizing' in-store payments around the approximately 1,700 retail stores and 5,000 point...

08 Aug 2012
Innovation in Financial Services
A Finextra Member

Why Outsource B2B ePayment Adoption?

SunGard recently conducted a study to better understand how corporations were addressing the various challenges around ePayment adoption and the migration to ACH and virtual cards. The study included ...

07 Aug 2012
Payments strategies 2015-2020-2030

Now hiring