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Typical e-invoicing transaction trend in Finland: http://boharald.blogspot.com/2009/09/e-invoicing-transactions-taking-off.html The shape of this curve reminds me of the development of e-banking trans...
The recent launch of ‘O2 Money’ has brought prepaid solutions back into the limelight. However, it is important to note that prepaid can help to solve crucial business challenges as well as consumer i...
Let’s face it financial messaging has never been the most exciting part of banking. Originating in the wire room, it took over from telex and the message boys. But things are changing – quickly. You w...
Another area where public-private partnership at some point may have had challenges is e-invoicing. Some have seen a danger that the PEPPOL-pilot for public sector procurement in EU will lead to the p...
At last, the mobile telecom industry has come up with a credible challenge to the banking industry. For many years now, mobile operators and MSPs have been dabbling with financial products and payment...
SEPA was originally devised by regulators, primarily for the benefit of financial services consumers in the Eurozone. However, banks have had to bear the burden of the associated implementation costs,...
Deutsche Bank Research report came out with this cost saving figure - referring to research at Hanover University. Is it too much - or not enough? The answer is yes... 1. If you only think about cost...
The EC drive to reduce administrative costs by 25% in SMEs by 2012 is surely worth all support - especially as SMEs represent 63% of turnover. But it is not possible to achieve this goal without movin...
Not a surprise at all since Caxton FX dropped the atm rates on the Caxton FX prepaid card to zero as well last month and we had forseen that this would have happened with other FX providers too. I ca...
Organisations in the financial services sector are finally realising the potential of SMS technology to improve their customer service offering, enabling access to real-time information and to guard a...
Of course the silver lining had to show up at some point – at our recent US client conference, we surveyed 80 mid-sized US banks and 75% agreed that the credit crunch is presenting real and “unprecede...
The big question Rip and replace has sparked business debate for many years. Long-established core systems continue to age and with tightening budgets and a fast moving business landscape the decision...